98 Corporate Credit jobs in the United Arab Emirates

To manage the Corporate Credit and Market Risks Review Unit effectively and efficiently. To manage Credit and Market Risk Reviews of corporate, financial institutions, remedial assets, stress testing and market risk processes under the approved Audit and Risk Review Manual and the Credit Risk Review manual in a manner that will accomplish the organization's objectives and corporate strategies within a well controlled framework in order to protect the company from any franchise, legal or financial risks loss.

Key Responsibilities

1. Assist Global Head of Audit Risk Review in establishing the structure of Corporate Credit and Market Risk Review program. Co-ordinate with the Head of Retail Credit Risk Review in preparing staffing needs and financial budgets required to achieve the approved plan.

2. Prepare a Strategic Plan for the Credit and Market Risk Review program prioritizing the reviews based on risk issues and follow-up activities, in an effective and efficient manner.

3. Plan the review assignments to ensure that professional standards are maintained.

4. Review Audit reports for senior management and the board and ensure that final reports & executive summaries are published.

5. Provide feedback on Credit Policy and related Procedures of the Bank in terms of its practicality and adequacy.

6. Play a pivotal role in providing recommendation to revise/incorporate changes in the credit policy and underwriting standards.

- Bachelor's degree in Business Administration, Economics, Accounting or Finance from a recognized institution. Certification in Credit Risk Management or CA/CPA will be an added advantage.

- Minimum 10 years experience in credit or credit review of corporate portfolios including 5 years in senior position in leading bank, extensive knowledge and experience in reviewing portfolio quality and adequacy of credit risk management process. Good knowledge on credit policy & practices followed by leading banks.

If you meet the above criteria, then please feel free to reply with your latest CV

About The Company

Huxley Associates is an international recruitment consultancy that provides specialised contingency and retained recruitment solutions in the following sectors across the region.

• Accountancy and Finance

• Banking Technology

• Energy

• Engineering

• Global Markets

• Human Resources

• IT

• Legal

• Oil and Gas

• Sales and Marketing

• Supply Chain

• Telecommunications

Huxley Associates have enjoyed continuous growth over the past 16 years and have established a network of 16 offices around the world including Dubai, New York, London, Sydney, Frankfurt, Hong Kong, Paris and Singapore. We are widely regarded as one the worlds leading executive recruitment consultancies offering unparalleled training, career progression and support to our consultants. This enables best in class service delivery across the marketplaces we focus upon.

Huxley is committed to developing long term business relationships in the MENA region and take pride in the provision of quality recruitment support to our clients. Firms driven by a need to attract the best candidates from the local and international community use us repeatedly to gain competitive advantage in the acquisition of hard to find skillsets across the MENA region.

To manage the Corporate Credit and Market Risks Review Unit effectively and efficiently. To manage Credit and Market Risk Reviews of corporate, financial institutions, remedial assets, stress testing and market risk processes under the approved Audit and Risk Review Manual and the Credit Risk Review manual in a manner that will accomplish the organization's objectives and corporate strategies within a well controlled framework in order to protect the company from any franchise, legal or financial risks loss.
Key Responsibilities
1. Assist Global Head of Audit Risk Review in establishing the structure of Corporate Credit and Market Risk Review program. Co-ordinate with the Head of Retail Credit Risk Review in preparing staffing needs and financial budgets required to achieve the approved plan.
2. Prepare a Strategic Plan for the Credit and Market Risk Review program prioritizing the reviews based on risk issues and follow-up activities, in an effective and efficient manner.
3. Plan the review assignments to ensure that professional standards are maintained.
4. Review Audit reports for senior management and the board and ensure that final reports & executive summaries are published.
5. Provide feedback on Credit Policy and related Procedures of the Bank in terms of its practicality and adequacy.
6. Play a pivotal role in providing recommendation to revise/incorporate changes in the credit policy and underwriting standards.

- Bachelor's degree in Business Administration, Economics, Accounting or Finance from a recognized institution. Certification in Credit Risk Management or CA/CPA will be an added advantage.
- Minimum 10 years experience in credit or credit review of corporate portfolios including 5 years in senior position in leading bank, extensive knowledge and experience in reviewing portfolio quality and adequacy of credit risk management process. Good knowledge on credit policy & practices followed by leading banks.
If you meet the above criteria, then please feel free to reply with your latest CV

About The Company

Huxley Associates is an international recruitment consultancy that provides specialised contingency and retained recruitment solutions in the following sectors across the region.
• Accountancy and Finance
• Banking Technology
• Energy
• Engineering
• Global Markets
• Human Resources
• IT
• Legal
• Oil and Gas
• Sales and Marketing
• Supply Chain
• Telecommunications
Huxley Associates have enjoyed continuous growth over the past 16 years and have established a network of 16 offices around the world including Dubai, New York, London, Sydney, Frankfurt, Hong Kong, Paris and Singapore. We are widely regarded as one the worlds leading executive recruitment consultancies offering unparalleled training, career progression and support to our consultants. This enables best in class service delivery across the marketplaces we focus upon.
Huxley is committed to developing long term business relationships in the MENA region and take pride in the provision of quality recruitment support to our clients. Firms driven by a need to attract the best candidates from the local and international community use us repeatedly to gain competitive advantage in the acquisition of hard to find skillsets across the MENA region.

Credit risk specialists play a vital role in ensuring the stability and security of financial institutions. They are responsible for monitoring and managing credit risk exposure, identifying potential issues, and providing recommendations to mitigate these risks.

In this role, you will be working with a portfolio of corporate clients, including financial institutions, structured assets, and aviation financed assets. Your primary objective will be to maintain a strong understanding of each client's credit profile, identifying areas of risk and developing strategies to minimize exposure.

You will be required to review all credit applications, ensuring that they meet the necessary criteria and that all relevant information is accurately recorded. This includes assessing the creditworthiness of applicants, identifying potential risks, and recommending appropriate courses of action.

A key aspect of this role is the production of credit rating applications. You will be responsible for ensuring that these ratings adhere to relevant guidelines and that supporting comments are provided where necessary.

You will also be involved in the management and review of periodic reports, including self-assessments, claims for strict management, and close watch exercises. Additionally, you will be expected to maintain and monitor collateral, guarantees, credit ratings, and application conditions, as well as follow up on due dates.

This is a dynamic and challenging role that requires strong analytical and problem-solving skills, as well as excellent communication and collaboration abilities. If you have a passion for finance and a desire to work in a fast-paced environment, then this could be the ideal opportunity for you.

• Responsibilities:
• Coordinate and manage credit risk monitoring and administration activities
• Review credit applications and identify potential risks
• Produce credit rating applications and ensure adherence to guidelines
• Manage periodic reports and maintain collateral and guarantees
• Monitor credit ratings and application conditions

Requirements:

• Education: Bachelor's degree or equivalent
• Skills:
• Strong analytical and problem-solving skills
• Excellent communication and collaboration abilities
• High level of computer literacy and data manipulation skills
• Language skills are an asset but not essential

Benefits:

• Opportunities for career growth and development
• Collaborative and dynamic work environment
• Competitive salary and benefits package

Role Summary

We are seeking a seasoned credit risk analyst to join our team. The ideal candidate will have expertise in evaluating and recommending credit proposals for financing provided to private equity funds, sovereign wealth funds, and other asset managers.

Key Responsibilities:

• Evaluate credit proposals and assist in structuring debt facilities for SWF financial sponsors and asset managers.
• Coordinate with corporate finance teams to develop product programs and assist in the development of risk assessment criteria (RACs).
• Analyze fund structures, investment strategies, asset quality, and counterparty risk as part of the credit analysis.
• Review term sheets and identify credit and structural risks in collaboration with legal counsel.
• Determine credit terms and conditions, including limits, amortization schedules, covenants, seniority of claims, end-of-day terms, etc.
• Monitor ongoing credit exposure at the product level and counterparty level; undertake ad-hoc event-based risk analysis on structured debt exposures.
• Ensure compliance with credit policies, regulatory requirements, and industry best practices.

Qualifications :

• Minimum 10-12 years of experience in banking or non-banking financial institutions, with at least 5 years in structured debt, focusing on such fund financing structures.
• Strong understanding of fund structures, capital commitments, waterfalls, distributions, fund asset valuations.
• Excellent financial modeling skills, with the ability to review a financial model critically.
• Comprehensive knowledge of market risk elements for both listed and unlisted entities (including standard valuation procedures, mark-to-market, and monitoring frameworks).
• Outstanding communication skills, with the ability to clearly articulate risk considerations and credit rationales.
• Familiarity with regulatory requirements relevant to credit risk (Basel norms, IFRS 9, etc.).

Remote Work : No

Employment Type : Full-time

To ensure compliance with financial policies and procedures, the successful candidate will be responsible for analyzing customer creditworthiness and processing cases in a timely and accurate manner.

Seeking an accomplished professional for a pivotal role in our organization's risk management division. This position entails overseeing the development and validation of credit risk models, ensuring alignment with regulatory requirements.

We are looking for someone with extensive experience in financial services and banking industry consulting, focusing on risk management and credit risk.

• Hands-on experience in credit risk model building and/or validation is a must.
• A background in programming languages such as SAS, Python, R, or MATLAB is essential.
• Familiarity with local and international regulations governing financial services is necessary.

This individual will be responsible for analyzing data to inform strategic decisions and providing recommendations to senior leadership. Experience in ICAAP/ILAAP, risk appetite limiting, stress testing, capital management, recovery/resolution, strategic planning, and pricing is advantageous.

• Mid-Senior level experience in credit risk analysis and management consulting.
• Strong analytical skills and a quantitative background with application to risk management in banking.

• An exceptional package offering a world-renowned positive culture.

To be considered, please submit your CV. We welcome referrals and offer a 2x increase in chances of interviewing.

A leading Abu Dhabi based FinTech.

Credit Risk Strategy, Underwriting & Decisioning:

• Develop and implement credit risk assessment models, underwriting guidelines, and risk scoring mechanisms for invoice financing and revenue-based financing products
• Own and oversee end-to-end credit underwriting for borrowers, ensuring compliance with internal policies and FSRA regulatory guidelines
• Develop quantitative and qualitative risk assessment models to analyze financials, cash flows, and repayment behavior of the borrower
• Lead credit committee discussions, articulating risk assessments and recommendations on financing approvals

Portfolio Risk, Performance Monitoring & Reporting:

• Conduct stress testing, scenario analysis, and sensitivity modeling to evaluate portfolio resilience
• Build dynamic exposure management models, optimizing capital allocation based on risk-return trade-offs
• Partner with Sales & Business Development to structure financing solutions that align commercial growth with risk control
• Collaborate with Product & Tech teams to refine digital loan origination and underwriting workflows
• Engage with the Data Science team to build automated data driven credit evaluation, analysis and decision engines for scalability

Reporting:

• Ensure all credit risk policies and reporting standards are aligned with FSRA regulatory requirements
• Assist in developing key risk indicators (KRIs) and portfolio benchmarks for strategic decision-making
• Prepare high-quality reports and presentations for executive leadership, audit committees, and board meetings
• Provide data-driven insights on portfolio performance, risk exposure, and credit quality trends

Experience Requires:

• 4-6 years of experience in Credit Risk, Trade Finance, SME Financing, Supply Chain Finance, or Working Capital Lending within a Bank, NBFC, or FinTech.
• Strong track record of managing end-to-end credit processes, including underwriting, risk scoring, collections, and portfolio management.
• In-depth understanding of SME financing models, B2B trade credit, invoice discounting, and alternative credit assessment methodologies.
• Experience working with FSRA, DIFC, or other GCC regulatory frameworks governing credit risk.
• Background in financial risk modeling, cash flow analysis, and exposure management.

Preferred Qualifications:

• Chartered Accountant (CA) / Chartered Financial Analyst (CFA) / Financial Risk Manager (FRM) - Highly preferred.
• MBA (Finance, Risk, or Strategy) from a top-tier institution is a strong plus.
• Exposure to data-driven risk

Job Purpose:
The bank is organized along the three lines of defense operating model. Group Credit is part of the control function in the second line of defense. The Credit Risk unit reports to Head of Credit Risk unit, the Group Head of Corporate Credit, DIFC CEO, Group Chief Credit Officer who in turn reports to the Group Chief Credit & Risk Officer who reports to the Group Chief Executive Officer. Within the Credit Analyst/Underwriter function the individual jobs will comprise different aspects and percentages of the following three broad categories.

1. Credit portfolio management – 65%
2. Risk related project management – 15%
3. Development – 20%

• Support Head of Credit Risk who supports the first line of defense across a number of geographies either as a principle or secondary point of contact. The GCA is to work across all types of transaction including sovereign, corporate and financial institutions.
• The GCA is to provide support in terms of interpretation of the Group Credit Policy its related Standards and Procedures.
• The GCA is available for consultation on Credit Application Forms (CAF) as to whether the CAF is adequate in terms of its explanation and mitigation of the risks associated with the transaction under discussion.
• On submission of the CAF the GCA ensures that it is in compliance with group policies and requirements. Comments on any deficiencies and indicate a level of support, be it positive, negative or conditional for the submission.
• On a sample basis (minimum of 10%) the GCA ensures that spreadsheets have been compiled correctly, covenants have been complied with and any additional conditionality delivered.
• The GCA is to ensure that any documentation outstanding on the OOO (Out of Order) report is covered in the CAF and reasons provided to mitigate any potential risk.
• The GCA is to monitor developments in the countries he/she covers. There is an expectation of travel to the countries on an annual basis with such visits informing the annual review of the bank’s exposure in that country.
• The GCA is to monitor the completeness of the annual reviews from a country and ensure that they are delivered on a timely basis.
• From time to time the GCA will be required to assist in delivery of reports on sectors within a country or assist in the compilation of a wider report across many jurisdictions.
• As part of the portfolio management process the GCA must identify any relationships or sectors that could result in elevated credit risk or non-repayment of the borrower’s obligations. All such names must appear on the report – Accounts Requiring Close Monitoring before being downgraded to a Risk Rating 8.

• Risk related projects can comprise a number of items from a single item; such as a report amendment adding to the efficiency or effectiveness of the department, to providing input on a multi-million dollar transformational project. In either instance the GCA is to provide assistance and support as part of the general day to day business.
• The GCA is expected to record his contribution to projects for evaluation as part of the career management process.

• GCA must ensure that they are receiving appropriate training from either internal or external sources. The GCA must attend at least one course per annum from an external provider and take regular internal seminars or presentations from subject matter experts.

• Excellent PC skills, particularly MS Office and ability to present information.
• Good Communications/interpersonal skills.
• Good degree of analytical and problem-solving skills.
• Basic understanding of IFRS requirements.
• Advantage: Understanding of Banking products and the related market dynamics.
• Advantage: Awareness of Performance Management tools

• Degree with an element of finance or equivalent, Institute of Bankers associate or equivalent

• Seasoned corporate credit professional (who understands financial as well as other key credit matters) with significant experience (10 years +) of UAE/ GCC corporates, market knowledge, UAE/GCC credit contacts along with good stakeholder management skills

• Work as a team member, good communication and presentation skills, accountability, and transparency

Company Overview: We are a leading regulated Virtual Asset Service Provider (VASP) based in Dubai, offering a comprehensive suite of services including virtual asset brokerage, OTC trading, yield-generating products, and virtual asset lending. As we scale our operations to serve high-net-worth individuals, family offices, and institutional clients, we are seeking a highly skilled Senior Manager to manage Credit, Counterparty, and Market Risk to strengthen our risk management framework and ensure alignment with regulatory standards and best practices.

Role Summary:

The Senior Manager will be responsible for the end-to-end management of credit risk, counterparty risk, and market risk exposures across the group's virtual asset products and services. This role demands a deep understanding of traditional finance risk principles, combined with strong experience in emerging virtual asset markets. The role will report directly to the Head of Risk and will work closely with senior management, trading, compliance, product, and legal teams to ensure a robust and proactive risk environment.

Key Responsibilities:

Credit & Counterparty Risk Management

• Lead credit risk assessments for counterparties, institutional clients, OTC participants, and borrowers.

• Develop, implement, and maintain the credit risk management framework , including risk appetite, policies, procedures, and delegation matrices.

• Set and monitor counterparty exposure limits, assess creditworthiness, and manage collateral frameworks (e.g., margin, netting agreements).

• Conduct ongoing due diligence and periodic reviews of active counterparties.

• Design and implement credit scoring methodologies appropriate for virtual asset products and markets.

Market Risk Management

• Monitor and manage market risk exposures arising from proprietary positions, client flows, lending activities, and structured yield products.

• Develop market risk metrics (VaR, stress testing, scenario analysis) and implement real-time risk monitoring tools.

• Conduct daily P&L and exposure analysis, flagging material movements and breaches to senior management.

• Advise trading desks and treasury teams on risk-adjusted strategies.

Regulatory Compliance & Reporting

• Ensure full compliance with applicable Dubai regulatory requirements for VASPs (e.g., VARA guidelines, DFSA principles if applicable).

• Prepare and submit internal and regulatory risk reports as required.

• Engage with regulators during supervisory reviews, inspections, and audits, specifically in relation to credit and market risk management.

Strategic Risk Initiatives

• Partner with Product, Legal, and Business Development teams to ensure risk factors are embedded into new product launches.

• Drive initiatives to digitize and automate risk assessment, monitoring, and reporting processes.

• Support the development of a strong risk culture across the organization.

Committee Participation

• Serve as a key member of the Risk Committee, Credit Committee, and Product Launch Committee.

• Present regular risk reports and material findings to executive management and the Board Risk Committee.

Qualifications & Experience:

• Bachelor’s or master’s degree in finance, Economics, Risk Management, or related fields.

• Minimum 8–10 years of experience in credit risk, counterparty risk, and/or market risk roles within financial services, with at least 2 years' exposure to digital assets or alternative assets preferred.

• Strong understanding of OTC trading, brokerage operations, lending products, and yield structures.

• Solid knowledge of collateralized lending, counterparty exposure management, and margining practices.

• Hands-on experience developing risk models and frameworks (credit scoring, VaR, stress tests).

• Familiarity with Dubai VASP regulations (VARA) and/or international virtual asset regulatory frameworks.

• Previous experience interacting with regulatory bodies preferred.

• FRM (Financial Risk Manager) – Mandatory.

• CFA (Chartered Financial Analyst) – Mandatory.

• CAMS (Certified Anti-Money Laundering Specialist) is a plus.

Skills & Attributes:

• Highly analytical with strong quantitative risk management skills.

• Excellent judgment and ability to balance risk and commerciality.

• Strong communication and stakeholder management skills.

• Ability to thrive in a dynamic, high-growth, and evolving regulatory environment.

• Integrity, attention to detail, and a proactive problem-solving approach.

At M2 we believe in a workplace where talent, dedication, and passion are the only factors that count, regardless of gender, background, age, and other characteristics.

We embrace diversity because we know that it fuels innovation, fosters creativity, and drives success. So, if you're ready to join a team where your potential is truly valued, welcome aboard!