98 Chief Risk Officer jobs in the United Arab Emirates

JOB TITLE: Head of Risk (Chief Risk Officer)

TERM: 12months (extendable)

CLIENT LOCATION: Dubai, UAE

DIVISION: Consumer

REPORTS TO: Group CEO / Executive Committee

RELEVANTEXPERIENCE:15+ years in risk management,with a minimum of 5 years in asenior leadership role withinlending or financial services.Demonstrated success inbuilding and leading enterpriserisk functions in regulatedenvironments.

MANDATORYREQUIREMENTS**:

• Proven expertise in credit, operational, market, compliance, and repetitional risk.
• Strong understanding of regulatory frameworks (e.g., Basel III, IFRS 9, local central bank regulations).
• Experience with digital lending platforms and fintech risk models.
• Board-level communication and stakeholder engagement.
• Professional certifications such as FRM, PRM, CFA, or equivalent.
• Fluent in English; Arabic is a plus

PURPOSE OF THE PROJECT

The Chief Risk Officer (CRO) will lead the development and execution of a comprehensive risk managementframework tailored to the clients lending operations. To establish and lead a robust, enterprise-wide riskmanagement framework that aligns with the clients strategic objectives in the lending domain. The CROwill ensure that all risk types are proactively identified, assessed, mitigated, and monitored, enablingsustainable growth and regulatory compliance.

Key Activities

Core Responsibilities and Accountabilities

• Develop and execute the enterprise risk strategy, policies, and procedures.
• Conduct comprehensive risk assessments of the lending portfolio and operations.
• Design and implement a risk governance framework aligned with regulatory and internal standards.
• Oversee risk identification, measurement, and mitigation across all lending products.
• Lead the development of risk appetite statements and tolerance thresholds.
• Establish risk reporting mechanisms and dashboards for executive and board-level visibility.
• Ensure regulatory compliance and manage relationships with external regulators and auditors.
• Present risk insights and recommendations to the Board Risk Committee.
• Collaborate with business units to embed risk-aware decision-making.
• Drive the implementation of risk technology tools and analytics platforms.
• Build and mentor a high-performing risk team.

KPIs

• Reduction in non-performing loan (NPL) ratio
• Risk-adjusted return on capital (RAROC)
• Regulatory compliance score (zero non-conformities)
• Time-to-resolution for risk incidents
• Risk model accuracy and predictive performance
• Employee risk awareness index (via internal surveys)
• Timely and accurate regulatory reporting.
• Frequency and severity of risk incidents.
• Board satisfaction with risk reporting and governance.
• Implementation rate of risk mitigation actions.

Knowledge and Experience

• Experience: 15-20 years in financial services, with at least 5 years in a senior risk leadership role. Experience in digital lending, fintech, or embedded finance is a strong differentiator
• Education: Bachelors degree in Finance, Economics, Business, or related field. A Masters degree (e.g., MBA or MSc in Risk Management) is highly preferred
• Certifications: FRM (Financial Risk Manager), PRM (Professional Risk Manager), CFA, or equivalent regulatory licenses are increasingly expected
• Deep knowledge of credit risk modelling, stress testing, and capital adequacy.
• Familiarity with digital lending ecosystems and embedded finance.
• Experience with enterprise risk systems (e.g., SAS, Moodys RiskCalc, Oracle FCCM).
• Strong analytical, communication, and leadership skills.

Mandatory Skills**

• Strategic planning and execution
• Product innovation and lifecycle management
• Credit risk and portfolio analytics
• Regulatory compliance and governance
• Cross-functional leadership and communication
• Agile project delivery and digital transformation

IT Governance Officer

The IT Governance Officer will be responsible for managing technology risks and ensuring that IT investments align with the company's mission, vision, values, and objectives. This includes identifying and managing risk, improving control, and increasing the value of IT investments.

• Develop and implement a robust IT governance framework that aligns with industry standards and regulatory requirements.
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• Assess the existing IT governance framework/policies and identify areas for enhancement and optimization.
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• Ensure the organization's adherence to governance framework, industry-specific compliance standards and regulations.
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• Provide regular reports and updates on compliance performance and improvement initiatives.
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• Support in identifying, assessing, and mitigating IT risks through the establishment of common IT risk analysis methodologies and management strategies.
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• Support continuous monitoring of compliance with governance policies and reporting on risk management activities.
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• Support the execution of approved IT governance strategies and initiatives, providing expert guidance and oversight.
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• Collaborate with other departments to ensure that IT governance practices are integrated into all relevant processes.
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• Establish and maintain Service Level Agreements (SLAs) with internal and external service providers, while aligning with IT Operations and corporate approved SLAs.
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• Prepare necessary pre-requisites/checklists across infrastructure, applications and security domains, and collaborate with IT Operations to ensure adherence to these requirements.
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• Facilitate communication and collaboration between International Offices and central D&TS functions to address technological needs and challenges.
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• Coordinate IT operations and support services for Masdar's International Offices, ensuring alignment with corporate standards and policies.
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• Develop and deliver training programs to educate employees on IT governance policies and procedures.
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• Foster a culture of governance and compliance within the organization.
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• Ensure compliance with relevant laws, regulations, standards, and corporate policies.
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• Coordinate internal and external audits related to IT governance and compliance.
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• Perform gap analysis to identify areas of non-compliance and improvement.
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• Gather evidence to support compliance and audit requirements.
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• Submit evidence on time to ensure audit timelines are met.
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• Generate detailed reports summarizing audit findings and compliance status.
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• Monitor industry trends and best practices to make recommendations to improve the IT governance framework.
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• Engage with and monitor relationships with internal and external stakeholders in order to ensure adequate knowledge transfer and completion of services as per agreed parameters.
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• Apply consistent approaches/discipline and standardized forms in line with relevant policies, processes and procedures.
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• Remain abreast of current and emerging technology trends and ensure that the organization is properly and timely informed.
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• Arrange for technology demonstrations, PoCs to ensure the organization has all the knowledge needed to make informed technology decisions.
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• Manage document change requests and obtain approvals in line with relevant policies and procedures.
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• Develop and maintain documentation related to KPI tracking and reporting policies and procedures.
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Preferred Qualifications:

• Bachelor's degree in information management, computer science, business administration, or related field. A master's degree is a plus.
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• Relevant certifications (e.g., CISM, CRISC, COBIT, ITIL, PMO) are preferred.
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Required skills and qualifications include excellent analytical, problem-solving, and decision-making skills, strong communication and interpersonal skills with the ability to influence at all levels of the organization, familiarity with IT governance frameworks such as COBIT, ITIL, ISO, & CGEIT, ISO, and a strong understanding of IT governance principles, regulatory requirements, and best practices.

Working at this organization offers various benefits including fostering a culture of governance and compliance within the organization, promoting innovation in solar, wind, energy storage, waste-to-energy, and geothermal energy, and being part of a global clean energy pioneer across renewables and green hydrogen.

This organization is one of the world's fastest growing renewable energy companies and a green hydrogen leader, placing the UAE at the forefront of the energy transition.

As a pioneer in advancing the clean energy sector and a key enabler of the UAE's vision as a global leader in sustainability and climate action, this organization has developed projects in more than 40 countries across six continents and has invested, or committed to invest, in worldwide projects with a combined value of more than US$30 billion.

Promoting innovation in solar, wind, energy storage, waste-to-energy, and geothermal energy, this organization has a proven record of delivering pioneering projects using cutting-edge clean energy technologies, that are commercially viable and bankable.

Joining Mirabaud means entering an entrepreneurial and innovative environment. With the 7th generation of the Mirabaud family working within the bank, the culture is that of a family business. With over 750 employees based in 10 countries worldwide, Mirabaud offers opportunities to develop one’s career across an international network of 16 offices.

Job Description

• Verification, independently and autonomously, that Mirabaud (Middle East) Limited (MMEL) has all necessary internal processes and procedures that meet the objective of preventing violation of the anti-financial crime, counter-terrorist financing, sanctions, tax, and other financial crime prevention regulations which apply to MMEL and its business activities.
• Identifying financial crime risk management rules and regulations on an ongoing basis and assessing applicability to MMEL.
• Measuring and evaluating the impact of rules and regulations relating to financial crime risk management on internal processes and procedures and taking appropriate action based on relevant outcomes.
• Ensuring that internal Anti-Financial Crime Risk management policies and procedures are complied with.
• Proposing organizational and procedural modifications (when necessary) and ensuring implementation and verifying the effectiveness of the organizational changes recommended for financial crime risk mitigation purposes.
• Providing advice and guidance on due diligence on new and existing clients and counterparties as part of the client onboarding, transaction evaluation, and execution activities of MMEL including but not limited to financial crime and reputational risks.
• Providing advice and assistance to senior management and other structures of MMEL in the areas of financial crime risk management.
• Providing advice and assistance on all matters of significance from an anti-financial crime risk management perspective.
• Ensuring compliance by MMEL with local laws and regulations in force concerning anti-money laundering and counter-terrorist financing and the handling of sanctions and embargoes and arranging, in accordance with the competent corporate units, appropriate initiatives with regard to any identified gaps/issues.
• Coordinating and implementing an anti-financial crime risk management training program for MMEL.
• Assisting management with developing and maintaining an effective anti-money laundering (AML) and counter-terrorist financing compliance culture.
• Conducting and coordinating the performance of payment screening and transaction monitoring activities.
• Reviewing and approving MMEL payment activities including domestic and cross-border fund transfers.
• Conducting and coordinating the performance of sanctions screening on legal entities, related representatives, and ultimate beneficial owners as well as parties involved in client or counterparty transactions.
• Managing investigations for potential suspicious activities and transactions and issuing reports relating to outcomes.
• Managing engagement with internal audit in relation to financial crime risk management and overseeing the implementation of remedial actions relating to such audits.

Qualifications

• Bachelor's degree in Finance, Economics, Business Management, or Legal.
• 5-10 years' experience in Wealth Management, Banking, Private Banking, or Fiduciary.
• Impeccable communication and presentation skills, both verbal and in writing in English; any other language is an asset.
• Ability to think ahead (foresee potential risks and problems), ambition paired with patience, humility, and good listening skills, solutions curator, confident in taking responsibility, using initiative and being innovative, proactive, self-motivated, intellectually curious, team spirit, service-oriented, and helpful.

Additional Information

• Family-friendly and dynamic environment.
• Direct impact on the business, no matter your position or seniority.
• Work in an environment that encourages autonomy and entrepreneurship.
• Flexible working arrangements to help you achieve a better work-life balance.
• Variety of cultural and sporting activities during your free time.
• Inclusion and equal treatment.
• Various employee benefits & family-friendly benefits.

Notes:

• Only candidates selected for an interview will be contacted. Many thanks for your understanding.
• We will not accept any CVs from agencies.

Joining Mirabaud means entering an entrepreneurial and innovative environment. With the 7th generation of the Mirabaud family working within the bank, the culture is that of a family business. With over 750 employees based in 10 countries worldwide, Mirabaud offers opportunities to develop one’s career across an international network of 16 offices.

Job Description

• Verification, independently and autonomously, that Mirabaud (Middle East) Limited (MMEL) has all necessary internal processes and procedures that meet the objective of preventing violation of the anti-financial crime, counter-terrorist financing, sanctions, tax, and other financial crime prevention regulations which apply to MMEL and its business activities.
• Identifying financial crime risk management rules and regulations on an ongoing basis and assessing applicability to MMEL.
• Measuring and evaluating the impact of rules and regulations relating to financial crime risk management on internal processes and procedures and taking appropriate action based on relevant outcomes.
• Ensuring that internal Anti-Financial Crime Risk management policies and procedures are complied with.
• Proposing organizational and procedural modifications (when necessary) and ensuring implementation and verifying the effectiveness of the organizational changes recommended for financial crime risk mitigation purposes.
• Providing advice and guidance on due diligence on new and existing clients and counterparties as part of the client onboarding, transaction evaluation, and execution activities of MMEL including but not limited to financial crime and reputational risks.
• Providing advice and assistance to senior management and other structures of MMEL in the areas of financial crime risk management.
• Providing advice and assistance on all matters of significance from an anti-financial crime risk management perspective.
• Ensuring compliance by MMEL with local laws and regulations in force concerning anti-money laundering and counter-terrorist financing and the handling of sanctions and embargoes and arranging, in accordance with the competent corporate units, appropriate initiatives with regard to any identified gaps/issues.
• Coordinating and implementing an anti-financial crime risk management training program for MMEL.
• Assisting management with developing and maintaining an effective anti-money laundering (AML) and counter-terrorist financing compliance culture.
• Conducting and coordinating the performance of payment screening and transaction monitoring activities.
• Reviewing and approving MMEL payment activities including domestic and cross-border fund transfers.
• Conducting and coordinating the performance of sanctions screening on legal entities, related representatives, and ultimate beneficial owners as well as parties involved in client or counterparty transactions.
• Managing investigations for potential suspicious activities and transactions and issuing reports relating to outcomes.
• Managing engagement with internal audit in relation to financial crime risk management and overseeing the implementation of remedial actions relating to such audits.

Qualifications

• Bachelor's degree in Finance, Economics, Business Management, or Legal.
• 5-10 years' experience in Wealth Management, Banking, Private Banking, or Fiduciary.
• Impeccable communication and presentation skills, both verbal and in writing in English; any other language is an asset.
• Ability to think ahead (foresee potential risks and problems), ambition paired with patience, humility, and good listening skills, solutions curator, confident in taking responsibility, using initiative and being innovative, proactive, self-motivated, intellectually curious, team spirit, service-oriented, and helpful.

Additional Information

• Family-friendly and dynamic environment.
• Direct impact on the business, no matter your position or seniority.
• Work in an environment that encourages autonomy and entrepreneurship.
• Flexible working arrangements to help you achieve a better work-life balance.
• Variety of cultural and sporting activities during your free time.
• Inclusion and equal treatment.
• Various employee benefits & family-friendly benefits.

Notes:

• Only candidates selected for an interview will be contacted. Many thanks for your understanding.
• We will not accept any CVs from agencies.

We are seeking a highly motivated and experienced Compliance Officer to join our team.

Responsibilities:

• Ensure that all staff, including senior management, receive adequate training on applicable laws and regulatory requirements, particularly those related to consumer protection and Anti-Money Laundering/Combating the Financing of Terrorism (AML/CFT).
• Develop and implement compliance policies and procedures, including a Business Continuity and Disaster Recovery Plan (BCDR Plan) as mandated by the Technology and Information Rulebook.
• Evaluate emerging compliance issues and risks.
• Provide regular compliance activity and audit reports to the Board.
• Ensure appropriate corrective measures are taken to address deficiencies in the Compliance Management System (CMS) or instances of non-compliance with applicable laws or regulations.
• Assist in conducting regular assessment to identify effectiveness of compliance policies
• Follow-up on industry relevant laws and regulations
• Generate regular reports on Compliance activities and based on results recommend corrective measures if needed
• Assist in any regulatory subject visit or inspection in the organization and provide the needed documents

Requirements:

• 5+ years of previous experience in the compliance function in the UAE.
• Bachelor degree in Law, Business Administration or any other related field
• Experience in Element Risk
• Experience in KYT software (such as Chainalysis or Elliptic) is a plus
• Must be a full-time employee of the VASP.
• Must be a resident of the UAE
• Good knowledge in compliance best practices
• Good written and verbal communication skills

• Seniority level Associate

• Employment type Full-time

• Job function Legal

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Bitexen MENA is looking for a highly qualified Chief Compliance Officer in ADGM, Abu Dhabi, United Arab Emirates.

Qualifications:

• Graduate degree with a minimum 5 years of financial compliance and anti-money laundering experience within a regulated environment (preferably in ADGM licensed entities with a previous FSRA approved person status).

• Familiarity with legislative framework in the United Arab Emirates, international legislation, federal legal and AML legislation in ADGM and the FSRA legislation.

• Being proactive, adaptable, and comfortable taking initiative with organizational skills and attention to detail

• Fluency in English (Professional Level)

Key Responsibilities:

• Establish a robust and effective customer, product and business practices related AML/TFS framework, AML Risk assessment systems and controls

• Develop, implement, and enforce policies and procedures, having responsibility of the notifications, record-keeping requirements, reports and other requirements as part of AML framework

• Identify, assess, and mitigate compliance risks

• Monitor regulatory changes, ensure compliance with local and international regulations, lead compliance of business practices accordingly

• Design and deliver compliance training programs for staff and establish AML/TFS compliance culture for the business

• Liaise with regulatory authorities and represent the company in compliance matters

• Coordinate with internal and external auditors

• Investigate and report regulatory breaches to senior management and authorities, prepare comprehensive compliance reports for management and regulatory bodies

About Bitexen MENA:

Bitexen MENA is a virtual asset trading platform incorporated in the ADGM, United Arab Emirates. For registration status of the Company, please check

• Seniority levelExecutive

• Employment typeFull-time

• Job functionManagement

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The Head of Business Compliance plays a pivotal role in ensuring that ADIB meets its mission to become a top-tier Islamic Financial Group. This dedicated professional provides strategic and operational compliance support and partnership to the business lines, including Retail Banking Group (RBG) and Wholesale Business Group (WBG).

Key responsibilities include:

• Providing regulatory advice across the bank's business units.
• Supporting the interpretation and implementation of regulatory changes and their impact on operations.
• Developing an understanding of ADIB's business models and strategy to provide oversight support and challenges.

The Head of Business Compliance will functionally report directly to the Group Head of Compliance with matrix reporting to the Global Head of Retail Banking and Global Head of Wholesale Banking Group. The position promotes a culture of compliance within the business and gives the compliance function a seat at the table by actively participating in business forums and proactively liaising with Group Compliance.

This GCD-funded role will be embedded within the Retail Banking business to reflect the contribution of Retail Banking within ADIB's universal banking model but will act as an independent second-line control function to execute relevant aspects of compliance and conduct through provision of advice and constructive challenge in a manner proportionate to the nature, size, and complexity of ADIB's business.

• Regulatory Advisory: Act as a primary point of contact for regulatory advice across the banks' business units.
• Surveillance: Develop an understanding of the ADIB business models and strategy in order to provide oversight support and challenges.
• Policy Development and Implementation: Oversee the development, implementation, and maintenance of the compliance partnerships policies and procedures.
• Reporting: Support the development and implementation of a comprehensive reporting mechanism on business line-specific compliance matters.
• Strategic Compliance Leadership: Support the vision, strategy, direction, and leadership of GCD in ADIB.
• Training and Awareness: Support the development and delivery of compliance training programs tailored to the needs of different business units.
• Support Incident Management: Support in the response to compliance incidents.

Other key responsibilities include:

• Supporting management of regulatory engagement with ADIB's regulatory authorities.
• Assisting business units in obtaining approvals/no-objections from regulatory authorities.
• Conducting examinations with regulatory authorities.
• Providing remediation guidance to business units.
• Participating in and monitoring relevant compliance-related projects.
• Ensuring that the Group Head of Compliance is well-informed of critical business unit advisories, initiatives, escalations, and issues.

This role requires strong strategic thinking and leadership abilities, excellent communication and advisory skills, and the ability to influence senior stakeholders. A bachelor's degree in finance, law, business administration, or a related field is required, along with minimum 10 years of experience in compliance roles within the banking industry, with at least 5 years in a leadership capacity.