11 Credit Managers jobs in the United Arab Emirates

Job Type: Full-Time

Location: Dubai, AE

Level: Junior

Salary Range: To be discussed

Company Overview: DWCM is a leading provider of debt collection and recovery services in the UAE, managing a wide range of operations across multiple websites. We are committed to delivering innovative and user-friendly online platforms that streamline our services. As part of our ongoing growth, we are looking for a talented Web Developer to join our dynamic team.

Job Description: We are seeking a skilled and experienced Web Developer to design, develop, and maintain our corporate websites. The ideal candidate will have a strong background in frontend and backend development with an eye for clean design and user-friendly functionality. You will collaborate closely with our marketing, content, and sales teams to ensure that all websites are optimized for performance, security, and SEO.

Key Responsibilities:

1. Develop, test, and maintain websites, ensuring they are visually appealing, responsive, and fully functional across all platforms.
2. Collaborate with the marketing and design teams to implement new features and designs that align with business objectives.
3. Optimize websites for maximum speed, scalability, and SEO performance.
4. Ensure security best practices are implemented to protect data integrity.
5. Monitor website performance and resolve issues such as broken links, hosting, and domain management.
6. Perform routine updates, backups, and bug fixes.
7. Stay up-to-date with the latest web technologies, industry trends, and best practices.
8. Manage CMS (WordPress) and integrate APIs where needed.

Requirements:

Preferred Qualifications:

1. Bachelor's degree in Computer Science, Information Technology, or a related field.
2. Experience with e-commerce platforms, payment gateways, or CRM integration.
3. Knowledge of cloud platforms like AWS or Azure.
4. Experience in web design tools like Adobe Photoshop or Illustrator would be a plus.

How to Apply: Interested candidates should send their resume, cover letter, and portfolio to confidential with the subject line Web Developer Application Your Name.

Join DWCM and be part of a team that values innovation, creativity, and technical excellence!

Job Types: Full-time, Contract

Pay: Up to AED per month

Education: Bachelor's (Preferred)

Experience: Web Development: 2 years (Required)

Company Overview: We are a leading regulated Virtual Asset Service Provider (VASP) based in Dubai, offering a comprehensive suite of services including virtual asset brokerage, OTC trading, yield-generating products, and virtual asset lending. As we scale our operations to serve high-net-worth individuals, family offices, and institutional clients, we are seeking a highly skilled Senior Manager to manage Credit, Counterparty, and Market Risk to strengthen our risk management framework and ensure alignment with regulatory standards and best practices.

Role Summary:

The Senior Manager will be responsible for the end-to-end management of credit risk, counterparty risk, and market risk exposures across the group's virtual asset products and services. This role demands a deep understanding of traditional finance risk principles, combined with strong experience in emerging virtual asset markets. The role will report directly to the Head of Risk and will work closely with senior management, trading, compliance, product, and legal teams to ensure a robust and proactive risk environment.

Key Responsibilities:

Credit & Counterparty Risk Management

• Lead credit risk assessments for counterparties, institutional clients, OTC participants, and borrowers.

• Develop, implement, and maintain the credit risk management framework , including risk appetite, policies, procedures, and delegation matrices.

• Set and monitor counterparty exposure limits, assess creditworthiness, and manage collateral frameworks (e.g., margin, netting agreements).

• Conduct ongoing due diligence and periodic reviews of active counterparties.

• Design and implement credit scoring methodologies appropriate for virtual asset products and markets.

Market Risk Management

• Monitor and manage market risk exposures arising from proprietary positions, client flows, lending activities, and structured yield products.

• Develop market risk metrics (VaR, stress testing, scenario analysis) and implement real-time risk monitoring tools.

• Conduct daily P&L and exposure analysis, flagging material movements and breaches to senior management.

• Advise trading desks and treasury teams on risk-adjusted strategies.

Regulatory Compliance & Reporting

• Ensure full compliance with applicable Dubai regulatory requirements for VASPs (e.g., VARA guidelines, DFSA principles if applicable).

• Prepare and submit internal and regulatory risk reports as required.

• Engage with regulators during supervisory reviews, inspections, and audits, specifically in relation to credit and market risk management.

Strategic Risk Initiatives

• Partner with Product, Legal, and Business Development teams to ensure risk factors are embedded into new product launches.

• Drive initiatives to digitize and automate risk assessment, monitoring, and reporting processes.

• Support the development of a strong risk culture across the organization.

Committee Participation

• Serve as a key member of the Risk Committee, Credit Committee, and Product Launch Committee.

• Present regular risk reports and material findings to executive management and the Board Risk Committee.

Qualifications & Experience:

• Bachelor’s or master’s degree in finance, Economics, Risk Management, or related fields.

• Minimum 8–10 years of experience in credit risk, counterparty risk, and/or market risk roles within financial services, with at least 2 years' exposure to digital assets or alternative assets preferred.

• Strong understanding of OTC trading, brokerage operations, lending products, and yield structures.

• Solid knowledge of collateralized lending, counterparty exposure management, and margining practices.

• Hands-on experience developing risk models and frameworks (credit scoring, VaR, stress tests).

• Familiarity with Dubai VASP regulations (VARA) and/or international virtual asset regulatory frameworks.

• Previous experience interacting with regulatory bodies preferred.

• FRM (Financial Risk Manager) – Mandatory.

• CFA (Chartered Financial Analyst) – Mandatory.

• CAMS (Certified Anti-Money Laundering Specialist) is a plus.

Skills & Attributes:

• Highly analytical with strong quantitative risk management skills.

• Excellent judgment and ability to balance risk and commerciality.

• Strong communication and stakeholder management skills.

• Ability to thrive in a dynamic, high-growth, and evolving regulatory environment.

• Integrity, attention to detail, and a proactive problem-solving approach.

At M2 we believe in a workplace where talent, dedication, and passion are the only factors that count, regardless of gender, background, age, and other characteristics.

We embrace diversity because we know that it fuels innovation, fosters creativity, and drives success. So, if you're ready to join a team where your potential is truly valued, welcome aboard!

Role Overview

We are seeking a highly analytical and strategic FP&A Manager to support financial planning, budgeting, forecasting, and decision-making for a real estate development company. The role requires strong financial modeling skills, a deep understanding of real estate finance, and the ability to provide actionable insights to senior management.

• Lead the budgeting, forecasting, and financial planning processes for real estate projects and overall company operations.
• Prepare financial models, scenario analysis, and profitability forecasts for new and ongoing development projects.
• Analyze financial performance, track KPIs, and provide variance analysis to support strategic decisions.
• Collaborate with project managers, accounting, and operations teams to ensure accurate financial reporting.
• Develop dashboards and reports to provide actionable insights to senior management and stakeholders.
• Support investment analysis, feasibility studies, and capital allocation decisions for new development projects.
• Ensure compliance with accounting standards, corporate policies, and internal controls.
• Assist in presentations to investors, lenders, and executive leadership.

• Bachelor’s degree in Finance, Accounting, Economics, or related field (Master’s or MBA preferred).
• 5–8 years of experience in FP&A, preferably in real estate development, construction, or property investment.
• Strong financial modeling, budgeting, and forecasting skills.
• Proficiency in Excel, ERP systems, and financial reporting tools (e.g., SAP, Oracle, Yardi).
• Excellent analytical, problem-solving, and communication skills.
• Ability to work under tight deadlines and manage multiple projects simultaneously.

• Financial Planning & Analysis (FP&A)
• Real Estate Project Finance
• Budgeting & Forecasting
• Financial Modeling & Valuation
• KPI Tracking & Reporting
• Investment & Feasibility Analysis
• ERP & Reporting Tools

Overview

Kearney, Financial Planning & Analysis (FP&A) Analyst — Full-time in Dubai, Middle East & Africa region.

Kearney, Financial Planning & Analysis (FP&A) Analyst

As the FP&A Analyst in our Dubai office, you will support the financial planning and analysis function with a focus predominantly on the Middle East region. This role is responsible for budgeting, forecasting, financial modeling, and providing strategic insights to drive business decisions. The FP&A Analyst will collaborate with various departments to gather and analyze financial data, identify trends, and support decision-making processes. A proactive mindset, strong analytical skills, attention to detail, and the ability to communicate complex financial information clearly are essential. The ideal candidate will be a strategic thinker who can contribute to the company's growth and profitability through meticulous financial planning and analysis.

Reporting directly to the Senior Financial Planning & Analytics Manager and functionally to the Regional CFO and ME Financial Controller. The role also works closely with Finance teams in Dubai, South Africa, Turkey, London, and Chicago, as well as other local functions such as HR, Staffing, Office Management, and Legal. The ME finance team consists of 11 members.

• Develop and maintain complex financial models to support various business scenarios and strategic initiatives.
• Conduct detailed variance analysis to compare actual results to budget and forecast, identifying key drivers and providing actionable insights.
• Monitor and analyze cost structures, identifying areas for cost reduction and efficiency improvements.
• Collaborate with sales and marketing teams to develop accurate revenue forecasts and track performance against targets.
• Evaluate capital expenditure proposals, perform ROI analysis, and track project performance.
• Perform scenario planning and sensitivity analysis to assess the financial impact of different business decisions and external factors.
• Conduct benchmarking studies to compare company performance against industry peers and best practices.
• Create and maintain dashboards and visualizations to communicate financial performance and key metrics to stakeholders.
• Ensure compliance with financial regulations and internal policies, assisting with audits and regulatory reporting as needed.
• Identify and implement process improvements to enhance the efficiency and effectiveness of the FP&A function.
• Act as a strategic partner to business units, providing financial insights and recommendations to support operational and strategic decisions.
• Identify and assess financial risks, developing strategies to mitigate potential impacts on the business.
• Develop and track key performance indicators (KPIs) to measure and improve business performance.
• Assist in the preparation and management of the annual budget, ensuring alignment with organizational goals and objectives.
• Support ad-hoc financial analysis and special projects as needed, providing timely and accurate information to stakeholders.

After nearly 100 years, we know this business is fundamentally about making connections—between facts, figures, insights, strategies, tools, technologies and above all, people. That’s why we look for proactive, positive, and flexible individuals who are always unapologetically their unique selves.

We want to hear from you if you:

• Have a university degree or equivalent and are studying for, or completed an internationally recognized Certified/Chartered accountant qualification such as ACA, ACCA, CIMA, CPA
• Have a minimum 5 years in a similar role. Professional service industry experience is desirable
• Have a strong knowledge of financial planning and analysis in a related role
• Possess strong proficiency in Microsoft Excel and financial modelling
• Have experience with financial software and ERP systems (e.g., SAP, Oracle) is a plus
• Have excellent analytical and problem-solving skills
• Have excellent verbal and written communication skills in English. Arabic is desirable
• Are commercially minded and are willing to be hands on
• Have strong organization skills, attention to detail and a high level of accuracy
• Are a self-driven, highly motivated team player who understands the implications of collaborating in a truly global environment

Every day, our people work to be the difference for our clients, our communities, and our colleagues. They are sustained by a competitive remuneration package plus comprehensive benefits and perks, including but not limited to:

• Generous retirement/pension savings contributions
• Comprehensive medical insurance for employees and their families
• Structured and on-the-job learning and development opportunities
• Personalized opportunities to help you chart a unique career journey to pursue your own personal and professional goals

Apply now. Submit your cover letter, CV (.doc or .pdf format only) via our website.

Equal employment opportunity and non-discrimination Kearney prides itself on providing a culture where our employees belong and thrive equally, which means our people feel comfort, confidence, and joy as they do great things for our firm, our colleagues, and our clients. Kearney is an equal opportunity employer; we recruit, hire, train, promote, develop, and provide other conditions of employment without regard to a person’s gender identity or expression, sexual orientation, race or ethnicity, religion, age, national origin, disability, marital status, pregnancy status, veteran status, genetic information, or any other differences consistent with applicable laws. This includes providing reasonable accommodation for disabilities or religious beliefs and practices. We encourage everyone to apply, including those who may not feel historically represented in consulting.

SME Credit Manager – Dubai (10+ years)

We are seeking a detail-oriented and analytical Credit Manager to join our Execution team. The successful candidate will be responsible for analysing credit data, assessing risk, and supporting the execution of SME Trade & Working Capital financing transactions. This role requires strong analytical skills, attention to detail, and the ability to work collaboratively in a fast-paced environment.

Key Responsibilities:

• Credit Evaluation: Analyse applicants’ financial information, credit history, and other relevant data to assess their creditworthiness for SME Trade & Working Capital financing applications.
• Evaluate creditworthiness of clients and potential borrowers through financial statement analysis, credit reports, and market research.
• Assess risk factors and prepare comprehensive credit analysis reports to support decision-making.

Transaction Support:

• Assist in the execution of trade and working capital financing transactions, loan origination, syndications, and refinancing.
• Collaborate with cross-functional teams (e.g., sales, risk management) to facilitate smooth transaction processes.
• Risk Assessment: Identify and evaluate potential risks associated with loan approvals and recommend appropriate actions.
• Data Analysis: Utilize advanced analytics to interpret data trends and insights, providing actionable recommendations to improve loan performance.
• Reporting: Prepare comprehensive credit analysis reports for internal stakeholders, highlighting key findings and recommendations.
• Collaboration: Work closely with sales teams to understand customer profiles and ensure alignment with credit policies.
• Policy Compliance: Ensure adherence to company credit policies and regulatory requirements, updating them as necessary based on market changes.
• Client Interaction: Communicate effectively with clients regarding credit decisions and provide guidance on improving credit profiles when needed.
• Continuous Improvement: Stay updated on industry trends, emerging risks, and best practices in credit analysis to enhance processes and methodologies.

Qualifications:

• Bachelor’s/Master’s degree in Finance, Business, Economics, or a related field.
• Proven experience in credit analysis, preferably in a fintech or banking environment.
• Strong understanding of credit scoring models and risk assessment methodologies.
• Proficiency in data analysis tools and software (e.g., Excel, SQL, Tableau).
• Excellent analytical and problem-solving skills.
• Strong communication and interpersonal skills, with the ability to convey complex information clearly.
• Detail-oriented with strong organizational skills and the ability to manage multiple tasks.

Preferred Qualifications:

• Experience with SME lending, Business loans etc.
• Familiarity with regulatory frameworks governing lending practices.
• Professional certifications (e.g., CFA, FRM) are a plus.

Head of Risk & Compliance Key Responsibilities:

• Integrated risk management – oversee and manage all credit and investment risks across the organisation, ensuring comprehensive identification, assessment, and mitigation strategies.
• Compliance leadership – take charge of the compliance function, ensuring rigorous adherence to all relevant regulations and internal policies.
• Team leadership & development – build, mentor, and lead a high-performing, combined risk and compliance team, fostering a culture of continuous improvement and strategic thinking.
• Strategic contribution – act as a key advisor to senior leadership and the Investment Committee on complex risk and compliance matters, contributing significantly to strategic decision-making and portfolio oversight.
• Process optimisation – drive synergies between risk and compliance activities, recognizing the significant benefits and efficiencies of combining these functions.

• Functional and business leadership – significant senior-level experience in both credit risk management and compliance, with a proven ability to lead and integrate these functions effectively.
• Strategic thinker – A leader who can think out of the box and is inherently proactive, capable of contributing strategically rather than solely focusing on transactional tasks. You should possess the ability to think and count what you do.
• Leadership & mentorship – strong leadership skills with a proven track record of upskilling and developing teams.
• International mindset – A strong desire to contribute to and foster a more international work culture, bringing diverse perspectives and experience. We are particularly interested in candidates who can infuse a “little bit more European culture” into the organisation.
• PPA exposure – while managing the broader risk and compliance functions, a strong understanding of Power Purchase Agreements (PPAs) and their associated credit risks is highly beneficial given the company’s core business model and the direct reports’ focus.

If you’re interested in finding out more and you feel your experience could contribute to the continued growth of an exciting renewable energy firm, please send your CV to Johnny Goldsmith at

Hanson Search is a leading talent advisory and executive search consultancy with consultants based across the UAE, UK, USA, and Europe. We specialise in business-critical roles that drive revenue, reputation, and risk, with dedicated teams in Communications, Government Relations, Financial Communications, Public Affairs, Marketing, Digital Marketing, Sustainability, Investor Relations and C-Suite recruitment. Please click here to find out more about Hanson Search.

We are committed to equality of opportunity for all. You can access our Diversity and Inclusion Policy here.

Overview

Mashreq Bank is seeking a highly qualified and experienced Credit Manager for its Wholesale Banking division in the UAE. As a Credit Manager, you will play a pivotal role in assessing and managing credit risk associated with wholesale banking transactions. This position offers a unique opportunity to contribute to the financial success of the bank while working in a dynamic and collaborative environment.

• Credit Risk Assessment: Conduct comprehensive credit analysis for wholesale banking transactions, evaluating creditworthiness and associated risks.
• Portfolio Management: Manage and monitor the credit portfolio within established risk parameters, ensuring compliance with regulatory requirements.
• Collaboration: Work closely with cross-functional teams, including Relationship Managers and Underwriters, to facilitate seamless credit processes.
• Decision Making: Provide insightful credit recommendations to support decision-making processes, balancing risk and business objectives.
• Regulatory Compliance: Stay abreast of financial regulations and ensure all credit activities align with compliance standards.

• Bachelor degree in Finance, Accounting, or a related field.
• Proven experience as a Credit Manager in the banking sector, with a focus on wholesale banking.
• Strong analytical skills and the ability to assess complex financial data.
• In-depth knowledge of credit risk management principles and practices.
• Excellent communication and interpersonal skills.
• Familiarity with UAE banking regulations and market trends.

If you are a seasoned Credit Manager looking for a challenging and rewarding opportunity with Mashreq Bank, please submit your resume and a cover letter highlighting your relevant experience to us.

Join Mashreq Bank, where your expertise will shape the future of banking in the UAE!

Overview

A well-established investment firm operating in the DIFC, offering a range of asset management solutions to clients across multiple jurisdictions.

• Manage outstanding receivables and ensure timely collection of payments
• Develop and enforce credit control policies to reduce bad debt exposure
• Conduct regular follow-ups on overdue invoices and resolve disputes promptly
• Prepare aging reports, cash flow forecasts, and highlight high-risk accounts
• Perform regular reconciliations of client accounts and resolve discrepancies
• Act as the main contact for clients regarding credit terms and payment schedules
• Collaborate with internal teams to align credit terms and contract conditions
• Maintain strong relationships with banks and credit insurers to optimize practices
• Ensure compliance with UAE financial regulations and IFRS standards
• Work with auditors and fund administrators to maintain accurate reporting
• Coordinate with legal teams and external counsel on complex disputes and recoveries
• Maintain audit-ready records of all credit control activities and internal controls

• 2-4 years' experience in credit control, accounts receivable/payable, or finance operations within financial services or asset management
• Mandatory : Familiarity with DFSA regulations and financial reporting requirements in a regulated DIFC environment
• Preferred : Exposure to Category 3C DFSA-regulated firms , especially around fund structures or investor transactions
• Hands-on experience managing receivables, issuing invoices, and following up on overdue payments
• Strong reconciliation skills with attention to detail in resolving account discrepancies
• Comfortable preparing aging reports and supporting cash flow forecasting
• Able to liaise with internal teams (finance, legal, operations) to align credit terms and resolve disputes
• Basic understanding of UAE financial regulations, IFRS standards, and internal control practices
• Strong communication skills with the ability to manage client queries around payment schedules and credit terms
• Exposure to fund-related payment allocations or working with fund administrators is a plus
• Organized and proactive, with a commitment to maintaining audit-ready documentation
• Eager to learn, grow, and contribute to a high-performance finance tea