154 Credit Managers jobs in the United Arab Emirates

Crypto Jobs

Title: AML/CTF EWRA Specialist

Location: Remote – Based in Dubai

Focus: Risk assessments, compliance risk frameworks, AML/CTF strategy, internal controls, regulatory horizon scanning.

• Contribute to the global Compliance Risk Management Program .
• Lead the Enterprise-Wide Risk Assessment (EWRA) for AML/CTF and adjacent areas (Sanctions, Market Abuse, Anti-Bribery & Corruption).
• Conduct ongoing risk assessments across new and existing products, markets, and regions.
• Build and maintain control inventories and compliance documentation.
• Partner with business, regional, and product teams to implement and assess controls.
• Collaborate on policy/procedure creation that mitigates compliance risk.

• Generate and maintain management information (MI) and risk indicators (KRIs) .
• Regularly report on risk appetite performance , highlight out-of-bound risk levels, and recommend adjustments.

• Bachelor's degree in Business, Finance, or Economics .
• Professional risk certification preferred (e.g., CAMS-RM , ICA, CRCM).
• 5+ years of compliance experience in regulated financial institutions .
• 2+ years specifically in compliance risk or EWRA frameworks .
• Experience working with global stakeholders and regulatory requirements.
• Strong grasp of AML/CTF frameworks , risk appetite settings, and control monitoring.
• Excellent communicator, capable of translating technical risk analysis for leadership and cross-functional teams.
• Proactive , self-directed, and able to function effectively in a fast-paced, cross-border environment .

Binance continues to strengthen its regulatory posture globally, and this role is key to:

• Building a compliance-first culture across business lines.
• Conducting robust risk assessments that inform Binance's regulatory strategy and internal controls.
• Bridging the gap between policy, product, and regional compliance enforcement .

Health, Safety and Environment Role Overview

This is an exciting opportunity for a HSE Senior Engineer to join our team.

The role involves assisting in general risk assessments and other safety assessments to support Health, Safety and Environmental management. The ideal candidate will observe HSE regulations, wear all required safety equipment, encourage safe working practices, correct obvious hazards immediately or report them to the proper personnel, and take immediate action to correct safety rules violations.

Main Responsibilities:

Required Qualifications & Education:

Experience:

Computer Skills: MS Office

Safety Focus: HSE regulations, safety equipment, and safety rules violations.

Qualification Criteria: Bachelor's degree, essential certifications, and experience in HSE roles.

Key Competencies: Team engagement, incident investigation, policy administration, and risk assessment.

Crypto Jobs

Job Title: AML/CTF EWRA Specialist

Location: Remote (Based in Dubai, UAE)

Binance is the world's largest cryptocurrency exchange by trading volume and user base. As a leader in blockchain and Web3 services, Binance is heavily regulated in many jurisdictions and continuously strengthens its compliance and risk management frameworks , especially in AML/CTF.

• Assist in designing and maintaining the Compliance Risk Management Program , with a focus on AML/CTF EWRA .
• Lead risk assessments in other compliance areas (e.g., sanctions , market abuse , anti-bribery & corruption ).
• Partner with product and business units to assess risk impact of new and existing offerings .
• Maintain compliance control inventories and ensure alignment with regulatory requirements .
• Create, update, and monitor MI, KRIs, and RAS (Risk Appetite Statements).
• Drive horizon scanning , identifying regulatory developments relevant to compliance risk.
• Education: Bachelor's in Business, Economics, or Finance.
• Certifications: Preferred – CAMS-RM , or any advanced compliance risk certificate .
• Experience:
• 5+ years in financial services compliance .
• 2+ years directly handling EWRA or compliance risk management .
• Key Skills:
• Strong grasp of global AML/CTF regulations and risk control frameworks .
• Experience with data-driven risk analysis , metrics , and regulatory change management .
• Excellent communicator; able to translate risk findings into executive summaries .
• Comfortable working independently across global, fast-paced teams .

Company Description
Join the UAE's largest bank and one of the world's largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry.

Job Description
JOB PURPOSE:
Work within the Global Private Banking Credit team, ensuring the proper implementation of policies, procedures and practices consistent with the overall strategy and objectives of the bank.

Ensure that UAE and International Credit proposals adhere to policy guidelines, monitoring and review is adequate to maintain assigned portfolio quality and overall credit risk falls within the bank's risk appetite.

Key Accountabilities
Credit Risk Management

• Credit analysis, assessment, recommendation & approval (Within DoA), review, monitoring, control and recovery of assigned portfolio(s) for assigned UAE and International portfolio
• Ensure credit processing & approval turnaround times as per agreed SLAs
• Ensure Credit request fall with regulatory guidelines /policies / TMRACs
• Highlight exceptions and work with Private banking on ensuring proper mitigation is in place
• Guide private banking on structuring of facilities, securities, documentation
• Ensure proper due diligence is conducted on prospective deals in collaboration with coverage / product teams
• Follow up with Private banking on covenant breaches / document deficiencies / excesses / past dues
• Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.
• Ensures timely availability of required information to approving authority for credit decision making.
• Ensure accuracy of data being presented to various stakeholders including senior management
• Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
• Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
• Recommend amendments to the Bank's credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank's risk strategy & policy
• Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented

Job Context

• Preparation of comprehensive credit proposals clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
• Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
• Ensure credit processing & approval turnaround times as per agreed SLAs.
• Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
• Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
• Oversight the mark-to-market revaluation process and take ownership of liaising with the respective RMs to rectify any margin call situations.
• Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
• Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
• Manage problem credits closely and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
• Ensure accuracy of data being presented to various stakeholders including senior management
• Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.

Qualifications
Minimum Qualification

• Must have Bachelor's degree.
• Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.

Minimum Experience & Skill Set

• Minimum 10 years relevant experience in the banking sector with at least 5 years in Credit function.
• Good understanding of various complex credit products such as Lombard lending, Real Estate financing, FX and Derivatives.
• Understanding of various complex Investment products such as bonds, sukuks, stocks, mutual funds, structured notes etc.
• Ability to look into and beyond Personal Net Worth Statements/financials and see business proposition.
• Strong structuring skills
• Good understanding of legal and regulatory framework.
• Ability to work under pressure
• Strong communication skills – written and spoken.

Full-time

Sub Division: Credit - Wholesale Banking - Corporates

Division: Group Credit

Join the UAE's largest bank and one of the world's largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting & dynamic industry.

JOB PURPOSE:

Work within the Global Private Banking Credit team, ensuring the proper implementation of policies, procedures and practices consistent with the overall strategy and objectives of the bank.

Ensure that UAE and International Credit proposals adhere to policy guidelines, monitoring and review is adequate to maintain assigned portfolio quality and overall credit risk falls within the bank's risk appetite.

KEY ACCOUNTABILITIES:

Credit Risk Management

• Credit analysis, assessment, recommendation & approval (Within DoA), review, monitoring, control and recovery of assigned portfolio(s) for assigned UAE and International portfolio
• Ensure credit processing & approval turnaround times as per agreed SLAs
• Ensure Credit request fall with regulatory guidelines /policies / TMRACs
• Highlight exceptions and work with Private banking on ensuring proper mitigation is in place
• Guide private banking on structuring of facilities, securities, documentation
• Ensure proper due diligence is conducted on prospective deals in collaboration with coverage / product teams

• Follow up with Private banking on covenant breaches / document deficiencies / excesses / past dues

• Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty.

• Ensures timely availability of required information to approving authority for credit decision making.
• Ensure accuracy of data being presented to various stakeholders including senior management
• Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation.
• Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
• Recommend amendments to the Bank's credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank's risk strategy & policy
• Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented

Job Context

• Preparation of comprehensive credit proposals clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
• Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
• Ensure credit processing & approval turnaround times as per agreed SLAs.
• Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
• Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
• Oversight the mark-to-market revaluation process and take ownership of liaising with the respective RMs to rectify any margin call situations.
• Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
• Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
• Manage problem credits closely and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
• Ensure accuracy of data being presented to various stakeholders including senior management
• Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.

Minimum Qualification

• Must have Bachelor's degree.
• Desirable: - Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.

Minimum Experience & Skill Set

• Minimum 10 years relevant experience in the banking sector with at least 5 years in Credit function.
• Good understanding of various complex credit products such as Lombard lending, Real Estate financing, FX and Derivatives.
• Understanding of various complex Investment products such as bonds, sukuks, stocks, mutual funds, structured notes etc.
• Ability to look into and beyond Personal Net Worth Statements/financials and see business proposition.
• Strong structuring skills
• Good understanding of legal and regulatory framework.
• Ability to work under pressure
• Strong communication skills – written and spoken.

We are looking for a highly skilled Credit Management Specialist to join our finance team. The role involves tracking and resolving overdue payments, negotiating with clients, and providing insights on debtors and collections.

• Monitor and pursue overdue invoices
• Negotiate payment terms with customers
• Create reports on debtors and collections
• Collaborate with internal teams to resolve payment issues

• Minimum 2 years of experience in credit management or a related field
• Proficiency in financial software and MS Excel
• Strong analytical and problem-solving skills
• Excellent communication and negotiation abilities
• Able to work independently and as part of a team

• Level: Entry-Level
• Type: Full-Time
• Location: Sharjah, United Arab Emirates

This is an excellent opportunity for someone who wants to build a career in finance and develop their skills in credit management.

We are seeking a skilled Credit Management Specialist to join our team. In this role, you will be responsible for providing analytical support to the credit control department by reviewing customer credit limits, obtaining bank references, managing collections, and analyzing overdue debts.

• Reconcile customer balances and follow up on collections to ensure timely payments.
• Liaise with commercial coordinators to resolve customer disputes and maintain positive relationships.
• Solve technical issues with customers to collect outstanding balances and minimize losses.
• Generate weekly customer statements and send reminders for outstanding payments to prevent delays.
• Process credit applications, including taking credit references and collecting legal documents to assess creditworthiness.
• Adhere to risk management policies and standard operating procedures to mitigate potential risks.
• Liaise with internal and external auditors to ensure compliance with regulatory requirements.
• Manage post-dated cheques, cheque deposits, and review banking transactions daily to identify any discrepancies.

Verify bank statements daily and take action on defaulted payments and returned cheques to protect the company's interests.

Qualifications

• Bachelor's degree in Finance or Accounts is essential for this role.

Experience

• A minimum of 5 years of experience in a similar role, preferably within the same industry.

Skills and Abilities

• Excellent influencing skills to build strong relationships with customers and colleagues.
• Well-organized and effective planning to manage multiple tasks and deadlines.
• Methodical approach to gathering data and making informed decisions.
• Ability to work under pressure with tight deadlines to meet business objectives.
• Highest work standards at all times to maintain professionalism and integrity.

JOB PURPOSE:

The purpose of the job is to prepare review and provide appropriate recommendation of credit facilities for a portfolio of CIB Abu Dhabi clients. The role also entails compliance with all credit policies and guidelines.

KEY ACCOUNTABILITIES:

Generic Accountability

• Guide a team of analyst to ensure robust credit analysis is being conducted and appropriate approvals are obtained within the bank in timely fashion.
• To complete due diligence process for prospective deals in collaboration with Coverage/ Product teams and ensures that emerging risk factors are identified which are addressed by the Term Sheets developed by Product team.
• Provide initial feedback at GLM stage and ensure that appropriate Risk Acceptance Criteria and CIB GCP guidelines are followed as part of GLM approval process.
• Advises Relationship Managers on the risk factors associated with complex transactions and the clauses imperative in mitigating these.
• Ensures timely availability of required information to Head of Credit / Unit Head for credit decision making.
• Participate in (large complex) client relationships through client visits / conference calls as part of transaction initiation and monitoring
• Guides Corporate & Investment Banking Departments /Global Banking Corporate Finance with different ways to optimum utilization of credit facilities by the corporate customers without compromise on credit quality.
• Coordinate with internal counterparties (CAD Legal etc.) to provide guidance on risk assessment risk rating and documentation.
• Ensure accuracy of data being presented to various stakeholders including senior management
• Obtain accurate and current information and update the Risk systems (Risk rating models / TOAs etc) that allow for accurate identification of risk profiles/ratings in all asset categories.
• Recommend amendments to the Banks credit policy procedures Risk Rating models credit memorandums risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Banks risk strategy & policy

Job Specific Accountabilities

• Preparation of comprehensive credit papers clearly outlining key risks mitigations and recommendation for presentation to Credit Committee for prospective and existing clients under assigned portfolio
• Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
• Ensure credit processing & approval turnaround times as per agreed SLAs with CIB.
• Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
• Monitor accounts regularly and followup with Business units on terms and conditions to ensure compliance with the approval conditions.
• Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
• Review exception and portfolio reports as applicable and keep abreast of the clients account conduct financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.

Specific Accountability

• To ensure that the quality of the portfolio allocated remains healthy.

FRAMEWORKS BOUNDARIES & DECISION MAKING AUTHORITY:

• Functions within the framework and boundaries of Group policies as well as overall organisational and governance frameworks.
• Authorised to take decisions as per the approved authorisation matrix.

Qualifications :

Minimum Qualification

• Must have Bachelors degree.
• Desirable: Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree or diploma.

Minimum Experience

• 10 years relevant experience in the banking sector with at least 7years in similar positions of progressively increasing managerial responsibilities in the Credit function.

Remote Work :

No

Employment Type :

Fulltime

Join to apply for the VP- Credit Management role at First Abu Dhabi Bank (FAB)

Join the UAE's largest bank and one of the world's largest and safest financial institutions. Our focus is to create value for our employees, customers, shareholders and communities to grow through differentiation, agility and innovation. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry.

JOB PURPOSE:

Work within the Private Banking Credit team, ensuring the proper implementation of policies, procedures and practices consistent with the overall strategy and objectives of the bank.

Ensure that Credit proposals adhere to policy guidelines, monitoring and review is adequate to maintain assigned portfolio quality and overall credit risk falls within the bank's risk appetite.

Credit Risk Management

• Credit analysis, assessment, recommendation & approval (Within DoA), review, monitoring, control and recovery of assigned portfolio(s)
• Ensure credit processing & approval turnaround times as per agreed SLAs
• Ensure Credit request fall with regulatory guidelines /policies / TMRACs
• Highlight exceptions and work with Private banking on ensuring proper mitigation is in place
• Guide private banking on structuring of facilities, securities, documentation
• Ensure proper due diligence is conducted on prospective deals in collaboration with coverage / product teams
• Follow up with Private banking on covenant breaches / document deficiencies / excesses / past dues
• Provide ongoing feedback and expert inputs into the deal structure intermittently and as required based on Bank Risk Appetite for products/ industry / sector / geography / counterparty
• Ensures timely availability of required information to approving authority for credit decision making
• Ensure accuracy of data being presented to various stakeholders including senior management
• Coordinate with internal counterparties (CAD, Legal etc.) to provide guidance on risk assessment, risk rating, and documentation
• Obtain accurate and current information and update the Risk systems (Risk rating models, collateral management system etc) that allow for accurate identification of risk profiles/ratings in all asset categories
• Recommend amendments to the Bank's credit policy, procedures, Risk Rating models, credit memorandums, risk criteria etc based on lending experience and market expediencies ensuring it is aligned with overall Bank's risk strategy & policy
• Ensure satisfactory rating in audits through proactive actions and ensure all recommendations are implemented

Specific Accountability

• Preparation of comprehensive credit proposals clearly outlining key risks, mitigations and recommendation for presentation to the Approving Authority for prospective and existing clients under assigned portfolio
• Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
• Ensure credit processing & approval turnaround times as per agreed SLAs.
• Periodic meetings / conference calls with clients to be undertaken along with RMs for prospective and existing clients
• Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
• Oversight the mark-to-market revaluation process and take ownership of liaising with the respective RMs to rectify any margin call situations.
• Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
• Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
• Manage problem credits closely and recommending appropriate strategies and remedial action plans. Identify defaulters and recommend immediate remedial arrangements for maintaining a quality credit portfolio.
• Ensure accuracy of data being presented to various stakeholders including senior management
• Contribute to enhancement of knowledge and expertise of other team members by participating in training and development initiatives.

Minimum Qualification

• Must have Bachelor's degree.
• Desirable: Chartered Accountant/ Masters in Business Administration (MBA) or any other relevant finance degree, professional certification charter (CFA/FRM etc) or diploma.

Minimum Experience & Skill Set

• Minimum 10 years relevant experience in the banking sector with at least 5 years in Credit function.
• Good understanding of various credit products such as Lombard lending, Real Estate financing, FX and Derivatives.
• Understanding of various Investment products such as bonds, sukuks, stocks, mutual funds, structured notes etc.
• Ability to look into and beyond Personal Net Worth Statements/financials and see business proposition.
• Strong structuring skills
• Good understanding of legal and regulatory framework.
• Ability to work under pressure
• Strong written and verbal communication skills.

• Not Applicable

• Full-time

• Finance
• Industries