47 Risk Analysis jobs in Dubai

My client, a global leader in strategic management consulting, is currently seeking an Associate / Senior Associate with expertise in Market Risk for the Financial Services Sector. The role is based in Dubai and focuses on consulting opportunities within the Market Risk domain across the Middle East region. Candidates must be willing to travel 80% - 90% of the time. The role requires leadership of a small team and aims to grow the Market Risk practice. Ideal candidates will have at least 7+ years of professional experience with a good mix of Banking and Management Consulting exposure. The client prefers candidates who graduated from top-tier universities and, ideally, completed MBAs at globally recognized institutions (e.g., London Business School, INSEAD, Harvard).
Key responsibilities include but are not limited to:
• Review derivative and capital market instrument pricing models
• Review operational risk management and internal control policies and procedures
• Develop and support risk management models for client deliverables
This opportunity offers the chance to work within a trusted global brand and provides a clear career development path. A generous tax-free package plus benefits are available for the right candidate.

About The Company

New Sourcing International (NSI) is a leading international talent acquisition group, established in 1999, with operations worldwide. We provide niche recruitment solutions tailored to specific markets, regions, and industries. Managed by industry professionals with diverse domain and geographic experience, NSI has a broad database and tools to access both passive and active candidates. Our presence spans countries including Australia, North America, Africa, UK, and the UAE. For over 11 years, NSI has offered recruitment, executive search, headhunting, outsourcing, contract staffing, and project recruitment services.

A leading Abu Dhabi based FinTech.

Credit Risk Strategy, Underwriting & Decisioning:

• Develop and implement credit risk assessment models, underwriting guidelines, and risk scoring mechanisms for invoice financing and revenue-based financing products
• Own and oversee end-to-end credit underwriting for borrowers, ensuring compliance with internal policies and FSRA regulatory guidelines
• Develop quantitative and qualitative risk assessment models to analyze financials, cash flows, and repayment behavior of the borrower
• Lead credit committee discussions, articulating risk assessments and recommendations on financing approvals

Portfolio Risk, Performance Monitoring & Reporting:

• Conduct stress testing, scenario analysis, and sensitivity modeling to evaluate portfolio resilience
• Build dynamic exposure management models, optimizing capital allocation based on risk-return trade-offs
• Partner with Sales & Business Development to structure financing solutions that align commercial growth with risk control
• Collaborate with Product & Tech teams to refine digital loan origination and underwriting workflows
• Engage with the Data Science team to build automated data driven credit evaluation, analysis and decision engines for scalability

Reporting:

• Ensure all credit risk policies and reporting standards are aligned with FSRA regulatory requirements
• Assist in developing key risk indicators (KRIs) and portfolio benchmarks for strategic decision-making
• Prepare high-quality reports and presentations for executive leadership, audit committees, and board meetings
• Provide data-driven insights on portfolio performance, risk exposure, and credit quality trends

Experience Requires:

• 4-6 years of experience in Credit Risk, Trade Finance, SME Financing, Supply Chain Finance, or Working Capital Lending within a Bank, NBFC, or FinTech.
• Strong track record of managing end-to-end credit processes, including underwriting, risk scoring, collections, and portfolio management.
• In-depth understanding of SME financing models, B2B trade credit, invoice discounting, and alternative credit assessment methodologies.
• Experience working with FSRA, DIFC, or other GCC regulatory frameworks governing credit risk.
• Background in financial risk modeling, cash flow analysis, and exposure management.

Preferred Qualifications:

• Chartered Accountant (CA) / Chartered Financial Analyst (CFA) / Financial Risk Manager (FRM) - Highly preferred.
• MBA (Finance, Risk, or Strategy) from a top-tier institution is a strong plus.
• Exposure to data-driven risk

Company Overview: We are a leading regulated Virtual Asset Service Provider (VASP) based in Dubai, offering a comprehensive suite of services including virtual asset brokerage, OTC trading, yield-generating products, and virtual asset lending. As we scale our operations to serve high-net-worth individuals, family offices, and institutional clients, we are seeking a highly skilled Senior Manager to manage Credit, Counterparty, and Market Risk to strengthen our risk management framework and ensure alignment with regulatory standards and best practices.

Role Summary:

The Senior Manager will be responsible for the end-to-end management of credit risk, counterparty risk, and market risk exposures across the group's virtual asset products and services. This role demands a deep understanding of traditional finance risk principles, combined with strong experience in emerging virtual asset markets. The role will report directly to the Head of Risk and will work closely with senior management, trading, compliance, product, and legal teams to ensure a robust and proactive risk environment.

Key Responsibilities:

Credit & Counterparty Risk Management

• Lead credit risk assessments for counterparties, institutional clients, OTC participants, and borrowers.

• Develop, implement, and maintain the credit risk management framework , including risk appetite, policies, procedures, and delegation matrices.

• Set and monitor counterparty exposure limits, assess creditworthiness, and manage collateral frameworks (e.g., margin, netting agreements).

• Conduct ongoing due diligence and periodic reviews of active counterparties.

• Design and implement credit scoring methodologies appropriate for virtual asset products and markets.

Market Risk Management

• Monitor and manage market risk exposures arising from proprietary positions, client flows, lending activities, and structured yield products.

• Develop market risk metrics (VaR, stress testing, scenario analysis) and implement real-time risk monitoring tools.

• Conduct daily P&L and exposure analysis, flagging material movements and breaches to senior management.

• Advise trading desks and treasury teams on risk-adjusted strategies.

Regulatory Compliance & Reporting

• Ensure full compliance with applicable Dubai regulatory requirements for VASPs (e.g., VARA guidelines, DFSA principles if applicable).

• Prepare and submit internal and regulatory risk reports as required.

• Engage with regulators during supervisory reviews, inspections, and audits, specifically in relation to credit and market risk management.

Strategic Risk Initiatives

• Partner with Product, Legal, and Business Development teams to ensure risk factors are embedded into new product launches.

• Drive initiatives to digitize and automate risk assessment, monitoring, and reporting processes.

• Support the development of a strong risk culture across the organization.

Committee Participation

• Serve as a key member of the Risk Committee, Credit Committee, and Product Launch Committee.

• Present regular risk reports and material findings to executive management and the Board Risk Committee.

Qualifications & Experience:

• Bachelor’s or master’s degree in finance, Economics, Risk Management, or related fields.

• Minimum 8–10 years of experience in credit risk, counterparty risk, and/or market risk roles within financial services, with at least 2 years' exposure to digital assets or alternative assets preferred.

• Strong understanding of OTC trading, brokerage operations, lending products, and yield structures.

• Solid knowledge of collateralized lending, counterparty exposure management, and margining practices.

• Hands-on experience developing risk models and frameworks (credit scoring, VaR, stress tests).

• Familiarity with Dubai VASP regulations (VARA) and/or international virtual asset regulatory frameworks.

• Previous experience interacting with regulatory bodies preferred.

• FRM (Financial Risk Manager) – Mandatory.

• CFA (Chartered Financial Analyst) – Mandatory.

• CAMS (Certified Anti-Money Laundering Specialist) is a plus.

Skills & Attributes:

• Highly analytical with strong quantitative risk management skills.

• Excellent judgment and ability to balance risk and commerciality.

• Strong communication and stakeholder management skills.

• Ability to thrive in a dynamic, high-growth, and evolving regulatory environment.

• Integrity, attention to detail, and a proactive problem-solving approach.

At M2 we believe in a workplace where talent, dedication, and passion are the only factors that count, regardless of gender, background, age, and other characteristics.

We embrace diversity because we know that it fuels innovation, fosters creativity, and drives success. So, if you're ready to join a team where your potential is truly valued, welcome aboard!

As a Manager within the Financial Risk Management ("FRM") Team, your role involves developing and implementing risk solutions for financial institutions clients with a focus on credit risk.

Project and Team Related

Manage multiple FRM projects and ensure all engagements are planned and delivered within budget and on time.

Manage teams as well as senior client stakeholders and be responsible for delivering high-quality results and generating effective and impactful solutions.

Play a key role in the development of less experienced staff through mentoring, training, and advising.

Remain current on new developments in risk advisory services capabilities and financial industry knowledge.

Business Development

Establish, maintain, and strengthen internal and external relationships.

Identify possible opportunities and direct pursuits for new client opportunities.

Draw on your knowledge and experience to create practical and innovative insights for clients, contributing to KPMG's thought leadership.

The Individual

Good understanding of credit risk and practical experience in credit risk modeling.

Experience in developing and validating credit rating models for financial institutions.

Very good knowledge of IFRS9 and Basel guidelines

Thorough understanding of PD, EAD, CCF, and LGD model development and validation processes.

Knowledge of developing and reviewing credit risk frameworks, policies, and procedures.

Strong analytical skills and a good understanding of econometric models, tools, and techniques used in risk management.

Prior experience in managing and motivating a team in risk-related areas, with clear leadership in credit risk.

Exposure to business development in consulting (pre-sales support, proposals, RFP responses).

Excellent communication and interpersonal skills

Ability to work under pressure—stringent deadlines and tough client conditions which may demand extended working hours.

Demonstrate integrity, values, principles, and work ethic, leading by example.

Qualifications

Minimum bachelor's degree in a relevant field including Finance, Financial Engineering, Economics, Applied Mathematics, or similar.

7+ years of strong financial risk management or quantitative analysis experience within financial institutions, consulting, or Big 4 firms.

Professional certifications like FRM or CFA are recommended but not mandatory.

Aptitude for quantitative analysis and strong numerical skills with evidence of advanced financial modeling skills.

Proficient in MS Excel and PowerPoint.

Proficient in SAS, Python, R, VBA, or SQL.

WHAT WE OFFER YOU

A professional work environment full of challenges and development opportunities.

A competitive salary and benefits package.

Ongoing training and coaching to develop new skills and progress your career.

This position is responsible for managing and mitigating credit risk, driving efforts to reduce debt aging, and developing relationships within client organizations.

The ideal candidate will have a strong background in credit control and processes, excellent interpersonal and communication skills, and proficiency in MS Office, especially Excel.

1. Manage credit risk by reviewing regular outstanding receivables and collecting debts as per agreed credit terms.
2. Contribute to the team's overall success by achieving company goals.
3. Develop and maintain relationships within client organizations to aid collections and receipt forecasting accuracy.
4. Uphold data protection and confidentiality towards all stakeholders.
5. Resolve queries internally and externally regarding expected timing for better cash flow.

• Bachelor's degree in accounting, finance, or a related field.
• 5+ years of experience in the insurance industry in UAE.
• Strong experience in credit control and processes.
• Excellent interpersonal and communication skills.
• Proficiency in MS Office, especially Excel.

This role offers a unique opportunity to work with a dynamic team and contribute to the company's growth and success.

As a credit controller and accounts receivable accountant, you will be responsible for managing credit risk, driving efforts to reduce debt aging, and developing relationships within client organizations.

We are looking for a highly skilled and motivated individual who can take on this challenge and make a significant contribution to our team.

We are seeking a seasoned risk management expert to lead our credit risk team in Dubai. As a key member of the team, you will be responsible for developing and implementing risk solutions for financial institutions clients with a focus on credit risk.

The ideal candidate will have a good understanding of credit risk and practical experience in credit risk modeling. They should also have experience in developing and validating credit rating models for financial institutions and a thorough understanding of IFRS9 and Basel guidelines.

The successful candidate will be able to manage multiple projects, lead teams, and deliver high-quality results while remaining current on new developments in risk advisory services capabilities and financial industry knowledge.

Main Responsibilities:

• Develop and implement risk solutions for financial institutions clients with a focus on credit risk
• Manage multiple FRM projects and ensure all engagements are planned and delivered within budget and on time
• Lead teams and deliver high-quality results
• Remain current on new developments in risk advisory services capabilities and financial industry knowledge

Requirements:

• Minimum bachelor's degree in a relevant field including Finance, Financial Engineering, Economics, Applied Mathematics, or similar
• 7+ years of strong financial risk management or quantitative analysis experience within financial institutions, consulting, or Big 4 firms
• Professional certifications like FRM or CFA are recommended but not mandatory
• Aptitude for quantitative analysis and strong numerical skills with evidence of advanced financial modeling skills

What We Offer:

• A professional work environment full of challenges and development opportunities
• Ongoing training and coaching to develop new skills and progress your career
• A competitive salary and benefits package

At RAKBANK, we believe in fostering a culture of innovation, growth, and excellence. We are not just a bank – we are a community that thrives on teamwork, cutting-edge solutions, and the highest standards of governance.

About the role

The AVP Policy Analyst - Retail Credit Risk will lead data-driven credit policy analytics for retail lending, with a focus on credit cards and personal loans. The role demands hands on experience and expertise in SAS/Python to shape strategies, optimize risk-reward, and ensure regulatory compliance. You will report to the Head of Retail Risk and Policy.In this role, you’ll work closely with teams across various functions to drive alignment and results.

What You’ll Be Doing:

• Data driven analysis to refine advanced credit risk policies and strategies to support profitable growth in retail lending.
• Conduct deep-dive analytics to identify segmentation opportunities, optimize risk-reward trade-offs, and enhance policy effectiveness.
• Design and implement complex decision logic using SAS or Python to support policy execution and performance monitoring.
• Ensure compliance with internal governance and external regulatory requirements, supporting audits and submissions with robust documentation.
• Monitor portfolio dynamics and emerging risk trends to recommend proactive policy adjustments.
• Collaborate with business units to align risk strategies with growth objectives while maintaining portfolio quality.
• Build and maintain dashboards using Power BI to visualize key risk indicators and portfolio performance.
• Manage analytical resources efficiently to deliver high-impact insights aligned with business priorities.

What We’re Looking For:

• Education: Bachelor’s degree in Statistics, Mathematics, Economics, Finance, Data Science, or a related quantitative field. Advanced degrees or certifications are a plus.
• Experience: Minimum of 10 years in credit risk analytics, with at least 3–5 years in a leadership or senior individual contributor role.
• Proven track record in policy analytics and retail lending, especially credit cards.
• Industry Exposure: Extensive experience in financial services, particularly in retail banking and consumer lending.

What’s In It For You:

• Competitive, performance-linked compensation.
• Medical coverage for you and your family.
• Comprehensive life insurance.
• Inclusive and diverse workplace culture.
• Career development and fast-track growth opportunities.
• Mentorship from industry experts.

Skills:

• SAS and Python programming for analytics and logic implementation.
• Power BI dashboarding and data visualization.
• Understanding of retail credit risk modelling.
• Strategic thinking and stakeholder management.
• Strong communication and presentation skills.
• Team leadership and mentoring skills.
• High attention to detail and data accuracy.
• Adaptability in fast-paced environments.

Job Summary

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• Serve as a pivotal leader in our organization, overseeing the identification, assessment, and management of financial risks across various processes.
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• Develop and implement robust internal controls to ensure effective risk mitigation and compliance with policy requirements.
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• Provide strategic guidance to senior leadership, lead risk management initiatives, and drive continuous improvement in finance processes.
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• Identify and assess risks associated with new and existing products, ensuring that they align with our business objectives.
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• Collaborate with cross-functional teams to develop and implement management reporting on control gaps.
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• Lead by example, fostering a culture of excellence, innovation, and inclusivity within our organization.
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• Stay up-to-date with industry trends, regulatory requirements, and best practices in risk management, applying this knowledge to drive business growth and success.
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• Build and maintain strong relationships with stakeholders, including senior leadership, colleagues, and external partners.
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