19 Credit Analyst jobs in Dubai

Dubai, United Arab Emirates | Posted on 08/13/2025

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From being a disruptor in India’s debt market to marching towards global corporate markets from one product to one holistic product suite with seven products

Yubi is the place to unleash potential. Freedom, not fear. Avenues, not roadblocks. Opportunity, not obstacles.

Job Description

Key Responsibilities:

Credit Evaluation: Analyse applicants' financial information, credit history, and other relevant data to assess their creditworthiness for loan applications.

Risk Assessment: Identify and evaluate potential risks associated with loan approvals and recommend appropriate actions.

Data Analysis: Utilize advanced analytics to interpret data trends and insights, providing actionable recommendations to improve loan performance.

Reporting: Prepare comprehensive credit analysis reports for internal stakeholders, highlighting key findings and recommendations.

Collaboration: Work closely with sales teams to understand customer profiles and ensure alignment with credit policies.

Policy Compliance: Ensure adherence to company credit policies and regulatory requirements, updating them as necessary based on market changes.

Client Interaction: Communicate effectively with clients regarding credit decisions and provide guidance on improving credit profiles when needed.

Continuous Improvement: Stay updated on industry trends, emerging risks, and best practices in credit analysis to enhance processes and methodologies.

Qualifications :

Bachelor’s/Master’s degree in Finance, Business, Economics, or a related field.

Proven experience in credit analysis, preferably in a fintech or banking environment.

Strong understanding of credit scoring models and risk assessment methodologies.

Proficiency in data analysis tools and software (e.g., Excel, SQL, Tableau).

Excellent analytical and problem-solving skills.

Strong communication and interpersonal skills, with the ability to convey complex information clearly.

Detail-oriented with strong organizational skills and the ability to manage multiple tasks.

Preferred Qualifications:

Experience with SME lending, Business loans etc.

Familiarity with regulatory frameworks governing lending practices.

Professional certifications (e.g., CFA, FRM) are a plus.

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Easy Job Titles You Can Apply For

• Credit Analyst
• Junior Credit Analyst
• Senior Credit Analyst
• Risk Analyst – Banking
• Financial Credit Specialist
• Credit Risk Officer
• Corporate Credit Analyst

Requirements for Credit Analyst Jobs in Dubai

To secure credit analyst careers Dubai, candidates should meet certain educational and professional requirements.

• Education: Bachelor’s degree in Finance, Accounting, Economics, or Business Administration. A Master’s degree or MBA is often preferred.
• Certifications: Professional certifications such as CFA (Chartered Financial Analyst), FRM (Financial Risk Manager), or CPA (Certified Public Accountant) are advantageous.
• Experience: Entry-level jobs may require 1–2 years of experience, while senior roles demand 5–7 years of banking or finance background.
• Skills: Strong analytical thinking, financial modeling, risk assessment, and report writing. Advanced proficiency in Excel and financial software is required.
• Languages: English fluency is mandatory, while Arabic is an added benefit.
• Documents Needed: Updated CV, academic transcripts, professional certifications, passport, and reference letters.

Salary & Benefits

• Working as a credit analyst in Dubai offers competitive salaries along with a range of benefits.
• Monthly Salary: AED 12,000 – AED 28,000 (USD 3,200 – USD 7,600), depending on experience and company size.
• Annual Bonus: Performance-based bonuses and profit-sharing opportunities.
• Visa Sponsorship: Most employers provide full visa sponsorship, including renewal support.
• Housing Allowance: Some companies offer accommodation support or housing stipends.
• Healthcare Coverage: Comprehensive medical insurance for employees and dependents.
• Annual Leave: 30 days paid leave with return air tickets to the home country.
• Career Development: Training programs, mentorship, and opportunities to work with multinational corporations and banks.

With tax-free income, credit analyst careers in Dubai are highly rewarding and provide excellent financial stability.

How to Apply: Credit Analyst Careers Dubai

If you are looking for credit analyst careers Dubai with visa sponsorship, applying through the right channels is crucial.

Steps to Apply:

• Update Your CV with relevant financial analysis, risk management, and banking experience.
• Prepare Supporting Documents such as certifications, academic records, and a strong cover letter.
• Apply directly through company websites, leading recruitment agencies, or platforms like LinkedIn, Bayt, and GulfTalent.
• Prepare for technical assessments and interviews that may include case studies or financial scenario analysis.
• Once selected, employers will guide you through visa sponsorship and relocation processes.

There is no external link available here for application.

Conclusion

The demand for credit analyst careers Dubai with visa sponsorship is rising steadily in 2025. With excellent salary packages, comprehensive benefits, and opportunities to grow within multinational firms, this role is one of the most promising in the financial sector. Whether you are a fresh graduate with strong financial skills or an experienced analyst seeking international exposure, Dubai offers the perfect platform to advance your career in credit risk and financial analysis.

FAQ

Q1: Can fresh graduates apply for credit analyst jobs in Dubai? Yes, many firms hire junior credit analysts with 1–2 years of experience or strong academic credentials.

Q2: Do companies provide visa sponsorship? Yes, most banking and finance firms in Dubai offer full visa sponsorship for international hires.

Q3: What is the average salary for a credit analyst in Dubai? Salaries range between AED 12,000 – AED 28,000 per month, depending on seniority and qualifications.

Q4: Which certifications improve job prospects? Certifications like CFA, FRM, or CPA can significantly enhance your chances of securing top positions.

Also Apply:

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**Credit Portfolio Senior Analyst (UAE National Only)**
Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Review Senior Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth CG/CPC Risk team in identifying, monitoring, and mitigating emerging credit risks. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.
The role will provide analytical and project support to Unsecured Credit Policy team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have in-depth credit knowledge, experience in risk systems and metrics, and the ability to coach junior team members while managing complex credit risk reviews and business monitoring activities.
**What you'll do**
+ Assess the effectiveness of Citi's credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios
+ Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment
+ Evaluate moderately complex and variable credit issues with significant business impact
+ Balance potentially conflicting data sources and develop actionable credit risk strategies
+ Lead or support the preparation of Credit Portfolio Scorecards and trend analysis reports
+ Assist with Business Monitoring and Review activities
+ Prepare internal presentations for management and regulatory stakeholders
+ Promote ethical decision-making and support risk and control issue transparency across the firm
**What we'll need from you**
+ 5-8 years of relevant credit experience, preferably in a financial institution
+ Bachelor's degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
+ Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
+ Strong English written and verbal communication skills
+ Excellent time management, organizational, and analytical abilities
+ Experience with SQL and fluency in Arabic is a plus
By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more HERE.
Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.
**Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.**
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**Job Family Group:**
Risk Management
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**Job Family:**
Credit Review Risk Management
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**Time Type:**
Full time
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**Most Relevant Skills**
Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
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**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
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_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

Overview

Credit Portfolio Senior Analyst (UAE National Only) Citi is seeking an experienced and motivated professional to join its Risk Management team as a Credit Review Senior Analyst. This role plays a critical part in evaluating and improving credit risk management practices. The successful candidate will contribute to UAE Wealth CG/CPC Risk team in identifying, monitoring, and mitigating emerging credit risks. This position requires strong analytical capabilities, independent judgment, and leadership experience in credit risk or related areas.

The role will provide analytical and project support to Unsecured Credit Policy team, help produce internal reporting, and contribute to key presentations and regulatory deliverables. The ideal candidate will have in-depth credit knowledge, experience in risk systems and metrics, and the ability to coach junior team members while managing complex credit risk reviews and business monitoring activities.

What you’ll do

• Assess the effectiveness of Citi’s credit risk management practices and support identification and mitigation of credit risk across unsecured portfolios
• Analyze credit risks by utilizing reports, scorecards, risk systems, and expert judgment
• Evaluate moderately complex and variable credit issues with significant business impact
• Balance potentially conflicting data sources and develop actionable credit risk strategies
• Lead or support the preparation of Credit Portfolio Scorecards and trend analysis reports
• Assist with Business Monitoring and Review activities
• Prepare internal presentations for management and regulatory stakeholders
• Promote ethical decision-making and support risk and control issue transparency across the firm

What we’ll need from you

• 5–8 years of relevant credit experience, preferably in a financial institution
• Bachelor’s degree (or equivalent experience) in Finance, Accounting, Economics, Computer Science, or a related field
• Intermediate to advanced proficiency in Microsoft Office tools (Excel, PowerPoint etc.)
• Strong English written and verbal communication skills
• Excellent time management, organizational, and analytical abilities
• Experience with SQL and fluency in Arabic is a plus

By joining Citi Dubai, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed) and enjoy a whole host of additional benefits that support you (and your family) to be well, live well and save well. Discover more HERE.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self every day. We want the best talent around the world to be energized to join us, motivated to stay, and empowered to thrive.

Apply

Sounds like Citi has everything you need? Then apply to discover the true extent of your capabilities.

Job Family Group: Risk Management

Job Family: Credit Review Risk Management

Time Type: Full time

Most Relevant Skills: Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.

Other Relevant Skills: For complementary skills, please see above and/or contact the recruiter.

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

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Overview

Kearney, Financial Planning & Analysis (FP&A) Analyst — Full-time in Dubai, Middle East & Africa region.

Job Description

Kearney, Financial Planning & Analysis (FP&A) Analyst

As the FP&A Analyst in our Dubai office, you will support the financial planning and analysis function with a focus predominantly on the Middle East region. This role is responsible for budgeting, forecasting, financial modeling, and providing strategic insights to drive business decisions. The FP&A Analyst will collaborate with various departments to gather and analyze financial data, identify trends, and support decision-making processes. A proactive mindset, strong analytical skills, attention to detail, and the ability to communicate complex financial information clearly are essential. The ideal candidate will be a strategic thinker who can contribute to the company's growth and profitability through meticulous financial planning and analysis.

Reporting directly to the Senior Financial Planning & Analytics Manager and functionally to the Regional CFO and ME Financial Controller. The role also works closely with Finance teams in Dubai, South Africa, Turkey, London, and Chicago, as well as other local functions such as HR, Staffing, Office Management, and Legal. The ME finance team consists of 11 members.

Key responsibilities

• Develop and maintain complex financial models to support various business scenarios and strategic initiatives.
• Conduct detailed variance analysis to compare actual results to budget and forecast, identifying key drivers and providing actionable insights.
• Monitor and analyze cost structures, identifying areas for cost reduction and efficiency improvements.
• Collaborate with sales and marketing teams to develop accurate revenue forecasts and track performance against targets.
• Evaluate capital expenditure proposals, perform ROI analysis, and track project performance.
• Perform scenario planning and sensitivity analysis to assess the financial impact of different business decisions and external factors.
• Conduct benchmarking studies to compare company performance against industry peers and best practices.
• Create and maintain dashboards and visualizations to communicate financial performance and key metrics to stakeholders.
• Ensure compliance with financial regulations and internal policies, assisting with audits and regulatory reporting as needed.
• Identify and implement process improvements to enhance the efficiency and effectiveness of the FP&A function.
• Act as a strategic partner to business units, providing financial insights and recommendations to support operational and strategic decisions.
• Identify and assess financial risks, developing strategies to mitigate potential impacts on the business.
• Develop and track key performance indicators (KPIs) to measure and improve business performance.
• Assist in the preparation and management of the annual budget, ensuring alignment with organizational goals and objectives.
• Support ad-hoc financial analysis and special projects as needed, providing timely and accurate information to stakeholders.

Who you are

After nearly 100 years, we know this business is fundamentally about making connections—between facts, figures, insights, strategies, tools, technologies and above all, people. That’s why we look for proactive, positive, and flexible individuals who are always unapologetically their unique selves.

We want to hear from you if you:

• Have a university degree or equivalent and are studying for, or completed an internationally recognized Certified/Chartered accountant qualification such as ACA, ACCA, CIMA, CPA
• Have a minimum 5 years in a similar role. Professional service industry experience is desirable
• Have a strong knowledge of financial planning and analysis in a related role
• Possess strong proficiency in Microsoft Excel and financial modelling
• Have experience with financial software and ERP systems (e.g., SAP, Oracle) is a plus
• Have excellent analytical and problem-solving skills
• Have excellent verbal and written communication skills in English. Arabic is desirable
• Are commercially minded and are willing to be hands on
• Have strong organization skills, attention to detail and a high level of accuracy
• Are a self-driven, highly motivated team player who understands the implications of collaborating in a truly global environment

What we can offer you

Every day, our people work to be the difference for our clients, our communities, and our colleagues. They are sustained by a competitive remuneration package plus comprehensive benefits and perks, including but not limited to:

• Generous retirement/pension savings contributions
• Comprehensive medical insurance for employees and their families
• Structured and on-the-job learning and development opportunities
• Personalized opportunities to help you chart a unique career journey to pursue your own personal and professional goals

Apply now. Submit your cover letter, CV (.doc or .pdf format only) via our website.

Equal employment opportunity and non-discrimination Kearney prides itself on providing a culture where our employees belong and thrive equally, which means our people feel comfort, confidence, and joy as they do great things for our firm, our colleagues, and our clients. Kearney is an equal opportunity employer; we recruit, hire, train, promote, develop, and provide other conditions of employment without regard to a person’s gender identity or expression, sexual orientation, race or ethnicity, religion, age, national origin, disability, marital status, pregnancy status, veteran status, genetic information, or any other differences consistent with applicable laws. This includes providing reasonable accommodation for disabilities or religious beliefs and practices. We encourage everyone to apply, including those who may not feel historically represented in consulting.

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Company Overview: We are a leading regulated Virtual Asset Service Provider (VASP) based in Dubai, offering a comprehensive suite of services including virtual asset brokerage, OTC trading, yield-generating products, and virtual asset lending. As we scale our operations to serve high-net-worth individuals, family offices, and institutional clients, we are seeking a highly skilled Senior Manager to manage Credit, Counterparty, and Market Risk to strengthen our risk management framework and ensure alignment with regulatory standards and best practices.

Role Summary:

The Senior Manager will be responsible for the end-to-end management of credit risk, counterparty risk, and market risk exposures across the group's virtual asset products and services. This role demands a deep understanding of traditional finance risk principles, combined with strong experience in emerging virtual asset markets. The role will report directly to the Head of Risk and will work closely with senior management, trading, compliance, product, and legal teams to ensure a robust and proactive risk environment.

Key Responsibilities:

Credit & Counterparty Risk Management

• Lead credit risk assessments for counterparties, institutional clients, OTC participants, and borrowers.

• Develop, implement, and maintain the credit risk management framework , including risk appetite, policies, procedures, and delegation matrices.

• Set and monitor counterparty exposure limits, assess creditworthiness, and manage collateral frameworks (e.g., margin, netting agreements).

• Conduct ongoing due diligence and periodic reviews of active counterparties.

• Design and implement credit scoring methodologies appropriate for virtual asset products and markets.

Market Risk Management

• Monitor and manage market risk exposures arising from proprietary positions, client flows, lending activities, and structured yield products.

• Develop market risk metrics (VaR, stress testing, scenario analysis) and implement real-time risk monitoring tools.

• Conduct daily P&L and exposure analysis, flagging material movements and breaches to senior management.

• Advise trading desks and treasury teams on risk-adjusted strategies.

Regulatory Compliance & Reporting

• Ensure full compliance with applicable Dubai regulatory requirements for VASPs (e.g., VARA guidelines, DFSA principles if applicable).

• Prepare and submit internal and regulatory risk reports as required.

• Engage with regulators during supervisory reviews, inspections, and audits, specifically in relation to credit and market risk management.

Strategic Risk Initiatives

• Partner with Product, Legal, and Business Development teams to ensure risk factors are embedded into new product launches.

• Drive initiatives to digitize and automate risk assessment, monitoring, and reporting processes.

• Support the development of a strong risk culture across the organization.

Committee Participation

• Serve as a key member of the Risk Committee, Credit Committee, and Product Launch Committee.

• Present regular risk reports and material findings to executive management and the Board Risk Committee.

Qualifications & Experience:

• Bachelor’s or master’s degree in finance, Economics, Risk Management, or related fields.

• Minimum 8–10 years of experience in credit risk, counterparty risk, and/or market risk roles within financial services, with at least 2 years' exposure to digital assets or alternative assets preferred.

• Strong understanding of OTC trading, brokerage operations, lending products, and yield structures.

• Solid knowledge of collateralized lending, counterparty exposure management, and margining practices.

• Hands-on experience developing risk models and frameworks (credit scoring, VaR, stress tests).

• Familiarity with Dubai VASP regulations (VARA) and/or international virtual asset regulatory frameworks.

• Previous experience interacting with regulatory bodies preferred.

• FRM (Financial Risk Manager) – Mandatory.

• CFA (Chartered Financial Analyst) – Mandatory.

• CAMS (Certified Anti-Money Laundering Specialist) is a plus.

Skills & Attributes:

• Highly analytical with strong quantitative risk management skills.

• Excellent judgment and ability to balance risk and commerciality.

• Strong communication and stakeholder management skills.

• Ability to thrive in a dynamic, high-growth, and evolving regulatory environment.

• Integrity, attention to detail, and a proactive problem-solving approach.

At M2 we believe in a workplace where talent, dedication, and passion are the only factors that count, regardless of gender, background, age, and other characteristics.

We embrace diversity because we know that it fuels innovation, fosters creativity, and drives success. So, if you're ready to join a team where your potential is truly valued, welcome aboard!

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Location: Dubai, UAE

Salary: AED 7500 - 9500

Job Description

• Analyze financial data and trends to provide insights and recommendations for business decisions.
• Prepare financial models and forecasts to support budgeting and strategic planning processes.
• Conduct variance analysis to assess the financial performance and identify areas for improvement.
• Evaluate investment opportunities and perform financial due diligence.
• Assist in the preparation of management reports and presentations.
• Collaborate with cross-functional teams to gather relevant financial information.

Job Specifications:

• Bachelor's degree in Finance, Accounting, or a related field.
• 5+ Years of proven experience as a financial analyst or similar role.
• Strong analytical and quantitative skills.
• Proficiency in financial modeling and data analysis tools.
• Advanced knowledge of MS Excel and financial software.
• Excellent problem-solving and critical-thinking abilities.
• Strong presentation and communication skills.

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Overview

Join FxPro Group: be a part of our expanding international team, with offices in Limassol, London, Nassau, and Dubai. BankPro is the latest in the group’s expanding financial enterprise, providing professional banking services with flexible and convenient solutions, alongside digital investment platform facilities.

We are seeking a highly skilled Financial Analyst to support investment decision-making and portfolio management activities. The ideal candidate will have a background in banking or investment management, with strong exposure to multiple asset classes and proven expertise in ETF analysis and evaluation.

Responsibilities

• Conduct financial and market analysis across a wide range of asset classes
• Evaluate and model ETF performance, structure, and suitability within portfolios
• Support portfolio managers with data-driven insights and investment recommendations
• Prepare detailed reports, presentations, and forecasts for stakeholders
• Monitor macroeconomic trends and assess their impact on investment strategies
• Ensure compliance with regulatory and internal reporting requirements

Requirements

• Bachelor’s degree in Finance, Economics, or related discipline (Master’s or CFA preferred)
• At least 4 years experience in financial analysis within banking, investment management, or asset management
• Strong knowledge of ETFs and multiple asset classes, including equities, fixed income, and alternatives
• Advanced proficiency in financial modeling, Excel, and data analysis tools
• Excellent problem-solving, analytical, and communication skills

Our Benefits

• Competitive compensation package
• 24 days off and 15 sick leaves annually
• Corporate insurance plan
• Snacks and beverages
• Visa/work permit support

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This role requires to provide management with financial data and analysis to give visibility of company performance.

Job Description

• Assist in preparation of the group consolidated income statement and balance sheet.
• Perform variance analysis on global, regional and station level and investigate reasons behind the variations.
• Prepare analysis on station monthly performance compared to targets and last year.
• Prepare the quarterly and year end disclosures for the consolidated financial statements.
• Assist in preparing the external auditors’ requirements.
• Collaborate with the team to achieve its objectives.

Job Requirements - Experience and Education

• Bachelor's degree in finance
• 2-3 years of relevant experience
• Excellence written and spoken English.
• Experience with SAP Group Reporting is an added advantage.

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