Explore opportunities in the credit analysis field. Credit analyst positions involve evaluating financial data to assess the creditworthiness of individuals or businesses. These professionals play a crucial role in 179 Credit Analyst jobs in the United Arab Emirates
Credit Analyst
Posted today
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About us
Tamara is the leading shopping and payments platform in Saudi Arabia and the GCC region, with a mission to empower people in their daily lives and revolutionize how they shop, pay, and bank. The company was founded by serial entrepreneur Abdulmajeed Alsukhan along with his partners Turki Bin Zarah and Abdulmohsen Al Babtain. Tamara operates out of its headquarters in Riyadh, Saudi Arabia, and has offices in the UAE, Egypt, Germany, and Vietnam. Our large, dedicated team of professionals continues to grow as we expand our reach and impact.
Serving millions of users and partnering with thousands of merchants, Tamara collaborates with leading global and regional brands such as SHEIN, Jarir, noon, IKEA, H&M, and Farfetch, as well as local small and medium businesses. The company is backed by SNB Capital and Sanabil Investments, a wholly-owned company by the Public Investment Fund (PIF), Checkout.com, Coatue, Shorooq Partners, and Endeavor Catalyst, among others.
Your role:
Tamara’s ambition is to become the region’s favorite way to pay for what we call life’s little essentials – a new way of purchasing designed for and around our customers’ interests. We believe that great design has the ability to engage and inspire.
The Credit Analyst is a crucial member of our Fraud Management team, dedicated to mitigating fraud risks in customer interactions. You will play a vital role in protecting our customers and merchants from financial loss by employing your investigative skills and expertise in data analysis to identify and mitigate suspicious transactions. In this role, you'll be working closely with a cross-functional team consisting of policy managers, operations, product, data scientists, and others.
Your responsibilities:
- Monitor and analyze all Tamara’s transactions:
- Utilize fraud detection software and tools to identify potential fraud cases based on risk scoring, anomaly detection, and behavioral analysis.
- Review flagged transactions in detail, conducting thorough investigations to confirm or dispel suspicions.
- Analyze patterns and trends in fraudulent activity to develop and refine fraud prevention strategies.
- Execute on Data analytics:
- Extract insights (via SQL/Python) from the large volumes of data and come up with new strategies to mitigate/stop fraudulent activities
- Work independently on fraud analytics, and the analysis of large datasets to ensure appropriate feedback is given to the model.
- Implement Preventative measures:
- Implement and update fraud prevention policies and procedures within the BNPL platform.
- Develop and recommend proactive measures to mitigate future fraud risks with product teams.
- Collaborate with other departments to raise awareness of fraud risks and best practices.
- Communication and reporting:
- Clearly communicate complex fraud findings and recommendations to stakeholders at all levels.
- Prepare regular reports on fraud activity trends and prevention efforts.
- Present findings and insights to management teams and key decision-makers.
- Mentor and show the ropes to our more junior colleagues.
Your expertise:
- Bachelor's degree or equivalent, with a minimum of 3 years of experience in fraud management, ideally in an e-commerce environment, demonstrating a strong focus on product and customer experience. Alternatively we are looking for seasoned data analysts with at least 4 years of experience with a deep interest in stopping the “baddies”.
- Proven ability to develop and implement fraud rules, with a keen interest in continuous improvement of processes,customer/merchant experiences.
- Technical proficiency in SQL, Python/R and Excel (at least 2 years of experience) with experience in fraud scorecard development and a plus for experience with machine learning in fraud detection
- Self-motivated and responsive, especially during peak periods of fraud activity with a curiosity and willingness to learn and apply emerging trends in fraud management
- Strong problem-solving skills, including the ability to stay calm under pressure, excellent negotiation abilities and a talent for multitasking
- Comfortable challenging the status quo to innovate and push for advanced, effective solutions in fraud management
Join the revolution
Tamara is a vibrant hub of exceptional individuals worldwide, with over 40+ nationalities committed to working with the broadest talent pool possible. We're proud of the wealth of cultural backgrounds that shape our teams, ensuring every experience is acknowledged and celebrated.
We seek self driven individuals, fuelled by curiosity, ready to take control of their professional and personal development. We’re creating a place where possibilities are for the taking through career mobility, mentoring and cross-border collaboration. This approach has earned us a spot as one of the competitive tech companies to work for.
All qualified individuals are encouraged to apply.
To learn more about how we protect your privacy, please visit our Candidate privacy notice.
#J-18808-LjbffrCredit Analyst
Posted today
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Credit Analyst Job Description
Role : Credit Analyst
Location : Dubai
Role Purpose :
The role holder will undergo on-the-job training and work on credit analysis.
The job holder will support the overall maintenance of assigned tasks within the Credit Department. These may include, but are not limited to, preparation of credit approval packages, AC memos, Credit Round Table 'CRT' discussion materials, and credit file maintenance.
Key Accountabilities of the role
- Support RMs and ARMs in reviewing and preparing credit approval packages, AC memos, and CRT discussion materials, ensuring they are completed as per the bank's requirements.
- Attend client calls/meetings with RMs or Division Heads related to the client's banking needs.
- Assist in preparing spreadsheets and performing financial analysis, including basic financial modeling and qualitative analysis to support credit application assessments.
- Conduct initial market checks and monitor the creditworthiness of obligors or counterparties, including searching for negative press articles and reviewing ratings from agencies.
- Liaise with Risk Management regarding credit approval packages, responding to queries and comments.
- Prepare security and other related documents in coordination with Legal & Sharia departments.
Process Implementation
- Support frontline staff in tracking review dates and ensuring timely renewal or deferral of facilities.
- Ensure the accuracy, quality, and integrity of all proposals and memos.
- Maintain and reconcile credit files, identifying discrepancies and variances.
- Adhere to all KPIs, including turnaround time, credit package quality, and review dates.
- Assist the credit analyst in assessing the creditworthiness of counterparties and evaluating credit proposals.
- Coordinate with relationship managers, business lines, legal staff, risk division, and other stakeholders to gather necessary information.
- Ensure new transactions and credit renewals comply with the bank's risk appetite, credit policies, procedures, and regulatory requirements.
- Stay informed about macroeconomic, microeconomic, and regulatory developments impacting the portfolio.
Specialist Skills / Technical Knowledge Required for this role :
- Good understanding of business, finance, economics, and current affairs.
- Analytical thinking and a business-oriented approach.
- Strong interpersonal and communication skills, both verbal and written.
UAE Nationals only considered for this role. Job ID
#J-18808-LjbffrCredit Analyst
Posted today
Job Viewed
Job Description
Role: Credit Analyst
Location: Dubai
Role Purpose: The role holder will undergo on-the-job training and work on credit analysis.
The job holder will support the overall maintenance of assigned tasks within the Credit Department, including but not limited to the preparation of credit approval packages, AC memos, Credit Round Table (CRT) discussion materials, and credit file maintenance.
Key Accountabilities of the role- Support RMs and ARMs in reviewing and preparing credit approval packages, AC memos, CRT discussion materials, etc., ensuring compliance with bank requirements.
- Attend client calls/meetings with RMs/Division Heads related to banking requirements.
- Assist in preparing spreadsheets, performing financial analysis, basic financial modeling, and qualitative analysis to evaluate credit applications.
- Conduct initial market checks and monitor the creditworthiness of obligors/parties, including searches for negative press articles and ratings.
- Liaise with Risk Management regarding credit approval packages, responding to queries and comments.
- Prepare security and other relevant documents in coordination with Legal & Sharia departments.
- Support frontline staff in tracking review dates and ensuring timely renewal or deferral of facilities.
- Maintain accuracy, consistency, and integrity of proposals and memos.
- Reconcile credit files, identify discrepancies, and resolve variances.
- Adhere to KPIs such as turnaround time, credit package quality, and review deadlines.
- Assist credit analysts in assessing creditworthiness and evaluating lending proposals.
- Coordinate with relationship managers, business lines, legal, risk, and other stakeholders for information gathering.
- Ensure new transactions and credit renewals align with the bank's risk appetite, policies, procedures, and regulations.
- Stay informed on macro and microeconomic developments and regulatory changes impacting the portfolio.
Strong understanding of business finance, economics, and current affairs.
Analytical thinking and a business-oriented approach.
Excellent interpersonal and communication skills, both verbal and written.
Note: Only UAE Nationals will be considered for this role.
Required ExperienceIC
#J-18808-LjbffrCredit Analyst
Posted today
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To analyze and process all cases received at the Retail Credit Department within policy parameters and credit considerations, ensuring proper authority compliance as per the approved delegated matrix.
Key Responsibilities- Analyze and process cases considering the customer's profile and in compliance with bank policies and procedures.
- Meet targeted productivity levels and ensure adherence to Service Level Agreements (SLA) and Turnaround Time (TAT).
- Ensure proper use of delegated authority as laid down by the bank.
- Identify and highlight suspicious activities to reduce risk exposure and improve analysis quality.
- Update data in the daily productivity sheet (MIS).
- Maintain appropriate productivity levels during peak periods such as month-ends or promotions, using available resources efficiently.
- Conduct detailed credit analysis (for new, repeat, and after-sales cases) and highlight approval conditions.
- Ensure all deals are sent for Contact Point Verification (CPV) as per policy.
- Adhere to Standard Operating Procedures (SOP) where applicable.
- Train new employees and monitor their performance as needed.
Credit Analyst
Posted today
Job Viewed
Job Description
Responsibilities
- Analyzing and processing cases based on overall consideration of customer's profile and inpliance with bank policy and procedures
- Meeting the targeted productivity levels and to ensure adherence to service level agreement (SLA) and turnaround time (TAT).
- To ensure proper use of assigned delegation authority laid down by the bank
- To identify and highlight any suspicious activities thereby reducing risk exposure and increasing quality of analysis
- To ensure the updating of data reported in the daily productivity sheet (MIS)
- To ensure appropriate level of productivity output to enhance within given resources in times of peak load (month ends, promotions etc.)
- To ensure detailed credit analysis (fresh, Repeat and After Sales) and to highlight approval conditions
- To ensure all deals send for Contact Point Verification (CPV) as per CPV policy
- Adherence to Standard Operating Procedures (SOP) wherever applicable
- Conduct training to newers and monitor the training performance whenever required.
- Preferably Graduate in Accounting / Financial Service / Statistics / puter Science / Business Administration.
- 2-3 years' experience in financial service industry
Job ID JB
#J-18808-LjbffrCredit Analyst
Posted 6 days ago
Job Viewed
Job Description
Credit Analyst Job Description
Role : Credit Analyst
Location : Dubai
Role Purpose :
The role holder will undergo on-the-job training and work on credit analysis.
The job holder will support the overall maintenance of assigned tasks within the Credit Department. These may include, but are not limited to, preparation of credit approval packages, AC memos, Credit Round Table 'CRT' discussion materials, and credit file maintenance.
Key Accountabilities of the role
- Support RMs and ARMs in reviewing and preparing credit approval packages, AC memos, and CRT discussion materials, ensuring they are completed as per the bank's requirements.
- Attend client calls/meetings with RMs or Division Heads related to the client's banking needs.
- Assist in preparing spreadsheets and performing financial analysis, including basic financial modeling and qualitative analysis to support credit application assessments.
- Conduct initial market checks and monitor the creditworthiness of obligors or counterparties, including searching for negative press articles and reviewing ratings from agencies.
- Liaise with Risk Management regarding credit approval packages, responding to queries and comments.
- Prepare security and other related documents in coordination with Legal & Sharia departments.
Process Implementation
- Support frontline staff in tracking review dates and ensuring timely renewal or deferral of facilities.
- Ensure the accuracy, quality, and integrity of all proposals and memos.
- Maintain and reconcile credit files, identifying discrepancies and variances.
- Adhere to all KPIs, including turnaround time, credit package quality, and review dates.
- Assist the credit analyst in assessing the creditworthiness of counterparties and evaluating credit proposals.
- Coordinate with relationship managers, business lines, legal staff, risk division, and other stakeholders to gather necessary information.
- Ensure new transactions and credit renewals comply with the bank's risk appetite, credit policies, procedures, and regulatory requirements.
- Stay informed about macroeconomic, microeconomic, and regulatory developments impacting the portfolio.
Specialist Skills / Technical Knowledge Required for this role :
- Good understanding of business, finance, economics, and current affairs.
- Analytical thinking and a business-oriented approach.
- Strong interpersonal and communication skills, both verbal and written.
UAE Nationals only considered for this role. Job ID 30002422352524
#J-18808-LjbffrCredit Analyst
Posted 6 days ago
Job Viewed
Job Description
Role: Credit Analyst
Location: Dubai
Role Purpose: The role holder will undergo on-the-job training and work on credit analysis.
The job holder will support the overall maintenance of assigned tasks within the Credit Department, including but not limited to the preparation of credit approval packages, AC memos, Credit Round Table (CRT) discussion materials, and credit file maintenance.
Key Accountabilities of the role- Support RMs and ARMs in reviewing and preparing credit approval packages, AC memos, CRT discussion materials, etc., ensuring compliance with bank requirements.
- Attend client calls/meetings with RMs/Division Heads related to banking requirements.
- Assist in preparing spreadsheets, performing financial analysis, basic financial modeling, and qualitative analysis to evaluate credit applications.
- Conduct initial market checks and monitor the creditworthiness of obligors/parties, including searches for negative press articles and ratings.
- Liaise with Risk Management regarding credit approval packages, responding to queries and comments.
- Prepare security and other relevant documents in coordination with Legal & Sharia departments.
- Support frontline staff in tracking review dates and ensuring timely renewal or deferral of facilities.
- Maintain accuracy, consistency, and integrity of proposals and memos.
- Reconcile credit files, identify discrepancies, and resolve variances.
- Adhere to KPIs such as turnaround time, credit package quality, and review deadlines.
- Assist credit analysts in assessing creditworthiness and evaluating lending proposals.
- Coordinate with relationship managers, business lines, legal, risk, and other stakeholders for information gathering.
- Ensure new transactions and credit renewals align with the bank's risk appetite, policies, procedures, and regulations.
- Stay informed on macro and microeconomic developments and regulatory changes impacting the portfolio.
Strong understanding of business finance, economics, and current affairs.
Analytical thinking and a business-oriented approach.
Excellent interpersonal and communication skills, both verbal and written.
Note: Only UAE Nationals will be considered for this role.
Required ExperienceIC
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About the latest Credit analyst Jobs in United Arab Emirates !
Credit Analyst
Posted 288 days ago
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Job Description
We are seeking a highly analytical Credit Analyst to join our client team in Dubai. The successful candidate will be responsible for evaluating the creditworthiness of various entities, including corporations and financial institutions. This role involves analyzing financial statements, monitoring market trends, and assessing economic factors to determine credit risk. You will work closely with senior analysts and rating committees to provide accurate and timely credit ratings.
Key Responsibilities:
· Conduct detailed analysis of financial statements (balance sheets, income statements, and cash flow statements) to evaluate the financial health of entities.· Assess industry trends, economic conditions, and external factors that could impact credit risk.· Evaluate management quality, business strategies, and market position of entities.· Conduct thorough research on specific industries, sectors, and economies to support rating decisions.· Prepare and present credit rating reports with justifications for assigned ratings.· Present findings to rating committees and defend conclusions.· Monitor credit ratings and update them as new information or market changes arise.· Ensure all rating activities comply with regulatory requirements and internal policies.· Maintain accurate documentation of all analyses and communications.Requirements· Bachelor’s degree in finance, accounting, or a related field. Professional certifications are a plus.· Strong analytical skills with the ability to interpret complex financial data.· Excellent written and verbal communication skills.· Proficiency in Microsoft Word, Excel, and other analytical tools.· Attention to detail and the ability to meet tight deadlines.· Prior experience in credit or financial analysis is preferred.To view other vacancies we have, please check our website ( follow us on our social media accounts - LinkedIn / Instagram
Follow the Black Pearl channel on WhatsApp.Disclaimer: Black Pearl will never ask for money or any form of charge our candidates just to process or consider their application for any of our available vacancies. If you happen to receive such a request from any members of our staff or other individuals claiming to be part of Black Pearl, please do call our office at +9712 622 55 03 or drop us a message on our website -
Senior Credit Analyst
Posted today
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Job Title: Senior Credit Analyst
Job Description:We are seeking a seasoned credit analyst to join our team. The ideal candidate will have experience in private credit fund investments, with a strong background in financial modeling and analysis.
The successful candidate will be responsible for executing investments into private credit funds, developing and analysing financial models for potential investments, and presenting investment opportunities to senior stakeholders.
Key Responsibilities:
- Execute investments into private credit funds
- Develop and analyse financial models for potential investments
- P present investment opportunities to senior stakeholders
Required Skills and Qualifications:
To succeed in this role, you will need:
- A Bachelor's or Master's degree from a top-tier university
- Experience working in leveraged finance, credit, or distressed debt at a top-tier bank
- Strong analytical and financial modelling skills
- Ability to present and communicate complex ideas effectively
Benefits:
This is an excellent opportunity to work with a leading organisation in the private credit space. As a member of our team, you will have access to:
- A competitive salary and bonus package
- Ongoing training and professional development
- The opportunity to work on high-profile projects and collaborate with experienced professionals
Disclaimer:
Applicants are advised to research the bonafides of the prospective employer independently. We do not endorse any requests for money payments and strictly advise against sharing personal or bank-related information.
Senior Credit Analyst
Posted today
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Job Overview
We are seeking a skilled Credit Risk Specialist to join our team. As a key member of our credit risk management group, you will be responsible for assessing the creditworthiness of corporate clients and providing recommendations for loan extensions.
Key Responsibilities:
- Perform thorough credit analysis on corporate clients, including financial statement review and industry research.
- Develop and maintain strong relationships with internal stakeholders, including underwriters, risk managers, and portfolio managers.
- Stay up-to-date on market trends and regulatory changes that impact our clients and our business.
- Collaborate with colleagues to identify opportunities for process improvements and implement best practices.
Requirements:
- Bachelor's degree in Business, Finance, or related field required.
- Minimum 2-3 years of experience in credit risk management or a related field.
- Strong analytical and problem-solving skills.
- Excellent communication and interpersonal skills.
- Ability to work effectively in a fast-paced environment.
Skills:
- Advanced Excel skills, including pivot tables and macros.
- Experience with financial modeling and data analysis.
- Knowledge of banking regulations and industry standards.
- Ability to learn new systems and technologies quickly.
Benefits:
Our company offers a competitive salary, comprehensive benefits package, and opportunities for career growth and professional development.
Other Information:
This position requires travel to various locations within the region and occasional overnight stays.