750 Senior Financial Analyst jobs in the United Arab Emirates

Responsibilities:

• Support the preparation of annual budgets, quarterly forecasts, and long-term financial plans.
• Consolidate and analyze financial data (budgets, forecasts, actual results) to identify trends, variances, and business performance drivers.
• Prepare monthly and quarterly management reports with detailed commentary and KPIs.
• Track business performance against targets and provide actionable insights to management.
• Partner with commercial and operations teams to evaluate pricing strategies, trade promotions, and new product launches.
• Conduct profitability analysis by channel, category, product, and customer.
• Analyze cost structures and recommend initiatives to improve margins and efficiency.
• Support M&A analysis, new market entry studies, and strategic initiatives with financial modeling and due diligence support.
• Assist in cash flow forecasting, working capital optimization, and capital expenditure analysis.
• Streamline financial planning processes and improve reporting accuracy.

Requirements:

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Professional qualification (CIMA, CPA, ACCA, CFA) preferred.
• 3–6 years of experience in FP&A, business analysis, or finance roles, preferably within FMCG or a consumer goods industry.

Description :

The job holder is primarily responsible for supporting the Senior FP&A Manager, and FP&A Manager, with various strategic Financial Planning and Analysis activities for Group Finance across the business.

It is an individual contributor role, and the individual would need to ensure all deliverables are met in a timely manner and are of the highest standard.

Responsibilities :

• Responsible for assigned FP&A activities and Management Reporting (including cost & revenue analysis)
• BAU activities would include supporting:

a. Preparation of all templates and straw man packs for monthly management financial reporting packs, budget and strategic financial planning

b. Aggregation / Consolidation of:

• Budgets
• Forecasts
• Monthly Reporting – Day 1 Pack, Monthly board pack,

c. Preparation of the monthly CFO Board reporting packs

d. Consolidation of Profitability Packs, Model and allocation methodology, with support from business partner teams

e. Preparation cost reporting – monthly cost packs to all Central functions cost owners outlining month and YTD actual costs vs. Budget / Latest Forecast / Previous Year

f. Provision of all analytical reporting and support to FP&A team

g. Delivering consistency in reporting across the business – consistent view of P&L, reporting, profitability etc.

• Supporting Business Partnering support for all central cost functions
• Supporting all group wide analysis and/or Ad-hoc reporting to be undertaken by this team with support from respective business units

Qualifications:

• 3-5 years prior relevant experience
• Holding a similar role for a bank or financial services Company with regional experience, or in a non-financial services Company with international operations

Job-Specific Skills:

• Experience in Financial Planning and analysis (FP&A) at group level is preferred
• Ability to consolidate financials, challenge and review with an analytical mindset
• Financial Planning and Analysis activities through budgeting and forecasting cycles

General Skills:

• Excellent verbal and written communications skills
• Strong problem-solving skills
• Detail oriented and organized; Strong planning and prioritization abilities
• High energy levels and Self motivated
• Integrity
• Must maintain confidentiality and discretion in all aspects
• Comfortable with flexible working schedule to meet the needs of the Company and its executives
• Ability to work well under pressure with tight deadlines, juggle multiple priorities and in fast paced, dynamic environment.
• Excellent Excel & Power-point presentation skills

JOB PURPOSE

Responsible for assisting senior management in making critical business decisions by analyzing and presenting key financial data; oversee accounting procedures and preparing MIS reports. Support all financial planning activities including annual budget, mid-year forecast, Long range strategic planning and analyze financial information, and work with the business partners and regions to ensure alignment with strategic goals and objectives

CORE RESPONSIBILITIES:

Budgeting and Forecasting:

• Assist in Planning for the budget and publishing a budget calendar detailing the various tasks to be completed in co-ordination with the stake holder departments.
• Involvement in the annual budget development process for each fiscal year, which includes collaborating with stakeholders to develop the annual and multi-year budgets
• Collaborate with the HODs to develop the authority's budget by publishing the templates, agreeing on the various revenue, OPEX & CAPEX assumptions, providing guidance on filling the templates and follow-up with departments until the final submission.
• Set up review meetings with the HODs along with the line manager & Finance Director to challenge the assumptions in the budget (Revenue, OPEX & CAPEX) based on prior year trends and strategic plan and agree on the final targets.
• Consolidating the templates to prepare the full budget pack with Income statement, balance sheet, cashflow & other required schedules.
• Setup review meetings with the line manager and Finance Director to agree on the submissions and prepare the budget presentation highlighting the variances with prior year.
• Communicating and agreeing the revenue and OPEX targets with all relevant stake holders if there are any iterations from the management or the board.
• Collaborate with the line manager and Finance Director on achieving company's long-term financial planning objective
• Update reporting requirements from IDO and any other external stake holders.
• Assist in performing financial forecasting, reporting and analyse data to create multi-year financial sustainability models for planning and decision support.
• Develop financial models to support valuation, planning & forecasting
• Develop, document and periodically update business processes and budgeting policies of the Authority to maintain and strengthen internal controls

Decision support analysis & project evaluation:

• Detailed performance commentary on the periodic financial results (monthly/YTD) of the authority
• Preparation of monthly P&L of all the buildings of RAKEZ by collaboration with developmental & leasing teams by showing both revenues & OPEX.
• Prepare variance analysis at organisational & departmental level detailing the reasons on the variances in revenue, OPEX & CAPEX after discussion and agreements with the departments.
• Review business case analysis for new products, markets & marketing plans to support other departments. .
• Review sales incentive plan design and control
• Support commercial, CX & strategy department by preparing financial impact study for pricing analysis, promos and price alignment.
• 'What if" and sensitivity analysis for CAPEX analysis and decision making.
• Provide accurate insights while preparing the authorities board and Ex-co reports.

Business Partnering:

• Closely co coordinating, building partnerships and maintaining strong relationships with all HODs and their teams by providing support
• Support in the department's budget preparation, usage, allocation and monitoring
• CAPEX/Asset related issues and PR creation support
• Pricing related studies and support
• Variance analysis for the departments operating expenses.

MIS:

• Prepare the monthly CEO management pack with analysis of financial performance providing insights into revenue, SOV, OPEX, CAPEX and key performance indicators.
• Prepare the monthly board pack with analysis of current and past trends in key performance indicators including all areas of revenue, cost of sales, expenses and capital expenditures
• Assist in monthly CAPEX tracker highlighting the progress of each project against the forecast detailing the various milestones achieved within the project after discussing & agreeing with the relevant stake holders.
• Monthly departmental variance report highlining the performance during the period.
• Monitor performance indicators, highlighting trends and analysing causes of unexpected variance
• Ad-Hoc reporting and analysis
• Prepare board & Exco presentations as and when required

QUALIFICATIONS, EXPERIENCE, & SKILLS:

Educational Qualifications:

• Bachelor's degree in Finance /Accounting.

Years of Experience:

• Minimum 3 to 4 yearsof experience in Budgeting & reporting.
• Accountancy qualifications (ACA/ACCA or equivalent).
• Expertise in ERP.
• SAP & SAC skills required

Other requirements:

• Fluent in English and Arabic (preferable)
• Commercial awareness, with an interest in business and an understanding of how an organisation works and manages resources.
• High level of numeracy.
• Ability to explain complex financial information in a clearway to different levels.
• Professionalism and commitment.
• Excellent oral and written communication skills
• IT proficiency.
• Project management skills.
• Strong interpersonal and teamwork skills, with the ability to work with colleagues at all levels including non-finance members of staff.
• Lively and enquiring mind with a logical approach to work, combined with analytical and problem-solving skills.
• Organizational skills with the ability to work under pressure and to deadlines.
• Stamina and motivation to balance the demands of work and study.

Position Overview

The FP&A Analyst plays a pivotal role in bridging financial planning, performance analysis, and accounting fundamentals to support Pay10's growth strategy. This individual will be responsible for preparing budgets, forecasts, and management reports while also applying strong accounting knowledge to ensure financial accuracy, compliance, and transparency. The role involves cross-functional collaboration with product, sales, operations, and compliance teams to deliver actionable insights that drive profitability and operational efficiency.

Key Responsibilities

• Support budgeting, forecasting, and long-range financial planning cycles.
• Prepare and maintain MIS, dashboards, and performance tracking reports.
• Conduct variance analysis (actuals vs. forecast/budget) and highlight key business drivers.
• Partner with the accounting team to reconcile financial data, ensure accuracy, and resolve discrepancies.
• Evaluate client, product, and channel profitability to aid pricing and commercial strategy.
• Provide financial modelling support for new initiatives, investments, and expansion projects.
• Analyse transaction and revenue data to identify trends, anomalies, and improvement opportunities.
• Assist in automating reporting and improving efficiency in FP&A workflows.
• Ensure compliance with internal controls, accounting standards, and regulatory requirements.
• Support preparation of leadership and board-level presentations and reports.

Qualifications & Experience

• Chartered Accountant (CA, ACCA, CPA) or MBA/Master's degree in Finance, Business, or related field.
• 3–5 years of experience in finance, with:
• A strong grounding in accounting or audit (Big 4 or similar experience preferred).
• Hands-on FP&A or commercial finance exposure in fintech, payments, or digital financial services.
• Solid knowledge of accounting principles (IFRS/GAAP) and ability to link financial planning to accounting accuracy.
• Proficiency in financial modelling, forecasting, budgeting, and variance analysis.
• Strong command of Excel and reporting tools such as Power BI or Tableau.
• Exposure to SQL, Python, or automation tools is a plus.
• Familiarity with digital payments, PSP business models, and key industry metrics is advantageous.
• Excellent analytical skills, attention to detail, and a structured approach to problem-solving.
• Strong communication skills and ability to work effectively across functions.

Preferred Qualities

• A balance of technical accounting expertise and commercial finance acumen.
• Curiosity and drive to deep-dive into data and extract actionable insights.
• Ability to manage multiple priorities under tight deadlines.
• Collaborative mindset and willingness to work closely with both finance and business teams.

What You'll Gain

• Exposure to the fast-growing digital payments and fintech sector.
• Opportunity to work closely with senior leadership on strategic financial planning.
• Hands-on experience combining FP&A, accounting, and business partnering.
• A role that builds a strong foundation for future career growth in finance leadership.

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About the Role:

We are seeking a highly analytical and results-driven FP& Analyst to join our Finance team. In this role, you will play a critical part in supporting strategic decision-making by delivering accurate forecasts, insightful analysis, and robust financial models.

You will be responsible for developing the budgeting and planning framework, producing high-quality management reporting, and providing actionable insights to senior stakeholders. This role requires strong technical skills in financial modelling and data analysis, combined with a commercial mindset and the ability to translate numbers into business strategies

Key Responsibilities

Financial Planning & Forecasting

• Lead the preparation of annual budgets, quarterly forecasts, and long-term financial plans.
• Build scenario and sensitivity models to evaluate the impact of business and market changes.

Performance Analysis

• Produce monthly and quarterly management reports, highlighting key performance drivers, risks, and opportunities.
• Conduct variance analysis against budget, forecast, and prior year.

Strategic Insights & Decision Support

• Partner with business leaders across departments to provide financial insights that guide decision-making.
• Evaluate business cases, investment opportunities, and new initiatives with detailed financial modelling.

Reporting & Tools

• Build, maintain, and optimise dashboards and reports (Power BI, Excel) to track performance metrics and KPIs.
• Automate recurring reporting processes where possible.

Process Improvement & Governance

• Identify opportunities to enhance forecasting, planning, and reporting processes.
• Support implementation of new systems or tools to improve FP&A efficiency.

Requirements

• Bachelor's degree in Finance, Economics, Accounting, or related field
• 3+ years' experience in FP&A, financial analysis, or management reporting (preferably within financial services, fintech, or brokerage)
• Strong financial modelling and forecasting skills
• Advanced Excel skills (pivot tables, complex formulas, macros)
• Proven experience with Power BI or similar visualisation tools
• Strong analytical mindset and attention to detail
• Excellent communication skills, with the ability to present insights clearly to senior stakeholders
• Organised, proactive, and capable of working independently to deliver high-quality outcomes.

Preferred (Nice to Have)

• Experience in CFD, brokerage, or fintech sectors
• Knowledge of SQL, Power Query, or similar tools for data extraction
• Familiarity with APIs and data integrations
• Professional certifications (e.g., CFA, CIMA, CPA, or Data Analytics qualifications)

This role is responsible for supporting the company's financial planning, budgeting, forecasting, and performance analysis processes. The ideal candidate will work closely with business leaders to provide actionable insights, improve decision-making, and drive financial performance.

• Prepare, review, and monitor project budgets and forecasts, ensuring alignment with overall business targets.
• Track and analyze actual project costs against budgets, investigate variances, and recommend corrective actions.
• Prepare monthly project financial reports, cash flow projections, and performance summaries for management and stakeholders.
• Ensure correct revenue recognition in compliance with accounting standards (IFRS/GAAP).
• Monitor contractual terms, variations, and scope changes to assess financial impacts.
• Identify financial risks and opportunities, providing mitigation strategies.
• Act as the financial partner to project managers, providing insights and advice for informed decision-making.
• Ensure adherence to internal controls, company policies, and relevant statutory requirements.
• Provide financial documentation and support during internal and external audits related to projects.
• Abide by the Health, Safety, Environmental and Quality, (HSEQ) policy, procedures necessary for the good conduct and safety of the workplace. It is a requirement and moral obligation of each employee to be actively committed and accountable to the compliance of Enova's HSEQ policy, operating procedures, as well as being compliant to local legislation. The Employee shall seek clarification and guidance in specific cases or whenever one feels necessary.
• Develop a pro-active working relationship with all authorities and assist in establishing areas for service improvement.

• Bachelor degree in Accounting / Finance; or a professional accounting qualification such as CIMA, ICWA, CMA etc. An MBA holder with relevant FP&A analysis background is acceptable background for entry into this position.
• 2-4 years of financial analysis experience, including the management of financial systems; knowledge of office administration / procedures general bookkeeping procedures; financial reporting, financial data analysis, and providing financial advice.
• Advanced proficiency in Microsoft Excel (financial modelling, pivot tables, advanced formulas) and PowerPoint.
• Experience with ERP systems (D365, Adaptive Insight) and BI tools (Power BI, Tableau) preferred.
• Strong analytical, quantitative, and problem-solving skills.
• Ability to present complex financial information clearly to both Finance and non-finance stakeholders.
• High attention to detail, accuracy, and ability to meet tight deadlines.

• Seniority level: Associate

• Employment type: Full-time

• Job function: Finance

• Industries: Facilities Services

This role is responsible for supporting the company's financial planning, budgeting, forecasting, and performance analysis processes. The ideal candidate will work closely with business leaders to provide actionable insights, improve decision-making, and drive financial performance.

Key Accountabilities

• Prepare, review, and monitor project budgets and forecasts, ensuring alignment with overall business targets.
• Track and analyze actual project costs against budgets, investigate variances, and recommend corrective actions.
• Prepare monthly project financial reports, cash flow projections, and performance summaries for management and stakeholders.
• Ensure correct revenue recognition in compliance with accounting standards (IFRS/GAAP).
• Monitor contractual terms, variations, and scope changes to assess financial impacts.
• Identify financial risks and opportunities, providing mitigation strategies.
• Act as the financial partner to project managers, providing insights and advice for informed decision-making.
• Ensure adherence to internal controls, company policies, and relevant statutory requirements.
• Provide financial documentation and support during internal and external audits related to projects.
• Abide by the Health, Safety, Environmental and Quality, (HSEQ) policy, procedures necessary for the good conduct and safety of the workplace. It is a requirement and moral obligation of each employee to be actively committed and accountable to the compliance of Enova's HSEQ policy, operating procedures, as well as being compliant to local legislation. The Employee shall seek clarification and guidance in specific cases or whenever one feels necessary.
• Develop a pro-active working relationship with all authorities and assist in establishing areas for service improvement.

Qualifications, Experiences, Skills

• Bachelor degree in Accounting / Finance; or a professional accounting qualification such as CIMA, ICWA, CMA etc. An MBA holder with relevant FP&A analysis background is acceptable background for entry into this position.
• 2-4 years of financial analysis experience, including the management of financial systems; knowledge of office administration / procedures general bookkeeping procedures; financial reporting, financial data analysis, and providing financial advice.
• Advanced proficiency in Microsoft Excel (financial modelling, pivot tables, advanced formulas) and PowerPoint.
• Experience with ERP systems (D365, Adaptive Insight) and BI tools (Power BI, Tableau) preferred.
• Strong analytical, quantitative, and problem-solving skills.
• Ability to present complex financial information clearly to both Finance and non-finance stakeholders.
• High attention to detail, accuracy, and ability to meet tight deadlines.

The Financial Analyst is responsible for providing accurate and data-driven analysis to support management decision-making, financial planning, and performance monitoring. The role involves developing financial models, conducting variance analysis, forecasting, and preparing reports that enhance business insights and contribute to strategic initiatives.

• Financial Planning & Analysis (FP&A): Support the preparation of annual budgets, quarterly forecasts, and long-term financial plans. Perform variance analysis against budget/forecast and prior year, highlighting key drivers.
• Reporting & Insights: Prepare and deliver monthly, quarterly, and annual financial reports for management and stakeholders. Provide insights on revenue, expenses, profitability, and cash flow trends.
• Modeling & Forecasting: Develop and maintain financial models to evaluate business scenarios, investments, and projects. Conduct sensitivity and scenario analyses to support decision-making.
• Business Partnering: Collaborate with business units to understand operational performance and provide financial recommendations. Act as a key support in evaluating new business opportunities, cost optimization, and efficiency initiatives.
• Compliance & Controls: Ensure adherence to financial policies, procedures, and internal controls. Support audits and regulatory requirements where applicable.

• Bachelor's degree in Finance, Accounting, Economics, or related field (Master's degree or CFA/CPA is a plus).
• 2–5 years of relevant experience in financial analysis, planning, or corporate finance.
• Strong proficiency in Microsoft Excel, financial modeling, and data analysis tools (Power BI, Tableau, or similar is a must). Extensive experience in Hyperion/ EPBCS.
• Solid understanding of accounting principles and corporate finance concepts.
• Excellent analytical, problem-solving, and communication skills.
• Ability to work independently as well as in cross-functional teams.
• Exposure to IMEA and APAC regions is preferred.

• Develop and maintain detailed financial models for residential, commercial, and mixed-use real estate projects.
• Conduct feasibility studies, ROI analysis, NPV, IRR, and sensitivity analyses for new developments and acquisitions.
• Evaluate capital structure scenarios and funding options.

• Assist in the preparation of annual budgets, project-level budgets, and rolling forecasts.
• Track actual performance against forecasts and budgets, and provide variance analysis and insights.

• Prepare high-quality investment memos, reports, and presentations for internal stakeholders, board meetings, and external investors.
• Deliver financial reports, dashboards, and KPIs to support executive decision-making.

• Conduct research and analysis on market trends, property values, comparable developments, and competitor strategies.
• Support land acquisition and development teams with financial due diligence and market data.

• Assist with financial structuring of deals, including joint ventures, partnerships, and financing arrangements.
• Support audits, regulatory filings, and compliance reporting as required.

• Bachelor’s degree in Finance, Accounting, Economics, Real Estate, or a related field.
• CFA, CPA, or a relevant master’s degree is a plus.
• Minimum 2–5 years of experience in financial analysis, preferably within real estate development, investment banking, or corporate finance.
• Proven experience in building financial models for real estate projects.
• Advanced proficiency in Microsoft Excel, PowerPoint, and financial modeling tools.
• Familiarity with real estate finance metrics, development timelines, and capital structuring.
• Native English speaker is required for this position to ensure clear and professional communication with international stakeholders and partners.

• Competitive salary (AED 15,000 – 20,000)
• Performance-based bonuses, Plus Incentives
• Dynamic and collaborative work environment
• Opportunities for career growth within a fast-growing organization